Bank Merger&Acquision&Restructure And The Choice Of China

Bank's M&A have long times, It is particularly prevalent in the 1980s. Through M&A, banks are able to expand the scale and improve international competitiveness so as to gain a favorable position in the domestic and international financial market. With the integration of the world economy and the strengthening of financial liberalization trend, the super bank carriers actively expand its operations to the world financial markets and do business in the global. This has brought strong impact to the local financial markets, particularly financial markets in the developing countries. Along with the china entering WTO and the deepening open to the world, the opening of banking is an inevitable trend. Foreign banks are generally large, have high-quality assets, are strongly profitable, provide excellent service. On the contrary, domestic banks have many historical issues as a result of a long period under the planned economy. Although the situation has improved in recent years after reforms, Chinese banks still have many problems, Such as: their degree of market is not still high, the scale is commonly small, they have high proportion of non-performing assets, financial innovation capability is poor, Profitability is in the low level. These problems are seriously hampering the further development of domestic commercial banks. When Domestic banks are still entangled in the in the settlement of the historical issue, M&A in the banking industry follows.The bank's M&A has been a lot of research and seems to have become a persistent problem. But my paper is from new perspective, analyzes the problems of international banking mergers and acquisitions wave, we will draw lessons from foreign failure experiences and learn from successful experiences, the banks should choose what kind of strategies in the wave of in the international banking mergers and acquisitions and the Chinese banks restructuring process. strategic alliances and virtual banks as the alternative of the bank mergers and acquisitions. on analysing the status of, my paper provides principles and modalities to choose from. My paper brings forward a number of shallow view in the building external environment and of China's banking sector mergers and acquisitions .