Design And Realization Of The ShenZhen And Hongkong Realtime Transation System

Shenzhen and Hong Kong economic and trade exchanges between the increasingly frequent and urgent need to strengthen financial cooperation. To meet this demand, to make up for Shenzhen in foreign currency clearing and settlement services for the lack of a need to strengthen the financial payment and settlement building high-speed access, both to speed up exchanges between the funds rate, improve the utilization of funds in order to promote economic development, enhance urban and Regional competitiveness.To this end, the Shenzhen Financial Electronics Settlement Center in the People's Bank of China Shenzhen Branch of the Center for the strong support, launched one after another batch of electronic payment systems, electronic payment systems LaSalle (heaven and earth to achieve the docking), the Shenzhen tax settlement system, the Shenzhen-Guangzhou clearing house , The HK-Shenzhen-Hong Kong exchange, to pay collection system, RTGS (Real Time Gross Settlement System) and other payment clearing the way for the community to provide safe, convenient, modern and financial services in order to speed up cash flow, strengthen financial supervision, To reduce the risk of financial settlement, to create a good economic and social benefits. However, with the development of society, the old system, more and more people can not meet the growing demand for financial services, is increasingly clear shortcomings. Mainly in the old system, real-time so that the poor can not arrive in time to reduce the utilization of funds; the old system of decentralized operation poor maintenance, high operating costs; With the increase in traffic handling capacity of the existing system has been unable to meet demand.To make up the existing system in the foreign currency clearing and settlement services for the lack of our research and development of the Shenzhen-Hong Kong-time payment system to replace full-time payment system Shenzhen, Shenzhen bulk electronic payment system, Shenzhen city automatic paper-money sub-systems, Shenzhen ATM / POS integrated system of exchange. On the one hand, Shenzhen city to meet with foreign currency clearing and settlement services, on the other hand, an extension of the development of Shenzhen and Hong Kong between Hong Kong dollars to pay full real-time business between the two places to meet the growing needs of frequent economic and trade exchanges. Working with the main contribution to this article include:1) In this paper, in Shenzhen to discuss the full financial clearing and settlement services in the areas facing the problem on the basis of an analysis of system requirements and non-functional requirements, and system requirements to use case diagram in the form of a detailed description.2) in the analysis of demand based on the Shenzhen-Hong Kong-time payment system architecture. First of all, according to system requirements determine the framework for the system design objectives and constraints, and then each of the network structure and function of the structure has been designed. The main structure of the network system to consider the issue of safety and performance three-tier development, in order to deal CISCS Middleware MQ middleware for the development of the information environment, and the logical framework of the system are analyzed; function in the design of the structure, first of all, given the system The overall framework of the functions and the functions of various parts of the system components described in detail.3) According to the structure of the system architecture design, use of SWIFT message formats and communication system to transmit payment instructions pass. The system involves the message format for the detailed design.4) The system to achieve the overall analysis, given the overall view and to achieve the realization of the modules, and then give part of the system's code. To further improve the system and make recommendations.To sum up, we have to pay for the Shenzhen-Hong Kong real-time needs and concerns of Hong Kong and Shenzhen to pay on the basis of practical applications, designed and implemented real-time payment system between Shenzhen and Hong Kong, Shenzhen and Hong Kong to meet the rapid transfer of funds between.