Research On Investing And Financing Model Of Endowment Insurance Fund In China

Social endowment insurance system as an important component of the national social security system, commit to the dual responsibilities of safeguarding social equity and efficiency; Along with the challenges of an ageing population increasingly grim all over the world, States Pension Fund in a financial crisis and payments crisis. While great progress has been made, in the past few years, in the process of our social insurance fund, we are still faced with tremendous pressure looming large gradually. On the one hand, we are now in a society with an aged population, which decreases the relative supplies and increases the relative and the absolute disbursement, thus making the revenue and expenditure of the social insurance fund in a pessimistic situation. On the other hand, since the government does not make explicit the provenance of stipulating in the reform of the social insurance fund, a recessive debt problem has appeared, causing an empty individual account and the accumulation can hardly be formed. How to ensure that the social insurance system uptime, and realize the social insurance fund preserve and increase the value, it is our great task to operate.The main purpose of the thesis is that it focuses on the financing model, emphasizes on the investing model constitution, aims at maintaining and adding fund value, and through the theory and demonstration analysis, explores the investing and financing model of the endowment insurance fund in China, in the condition of accelerated population aging of our country. The thesis aims at the historic mission of maintaining and adding the endowment insurance fund value to analyze the operating actuality, existing problems and the rational cause of operating predicament of the endowment insurance fund nowadays in China, in terms of relevant theories and research methods of portfolio investment, constitutes the investing and financing model of the endowment insurance fund, which has some practical significance and policy support capacity.