A Study On The Agricultural Insurance Systerm In West China

China is vast in territory, it is a large agricultural country, and agriculture is a sector which is symbolized as a"high risk and low output". In the west of China where the physical features of the place are complex, the climate inconstant, and insect pests are numerous. As an important risk protective mechanism, agricultural insurance plays an vital role in stabling the rural economy and easing the burden of the state budget. At present, compared with the rapid growth of the insurance industry, the agricultural insurance is severely lagged. Concerning the important role of the agricultural insurance in stabling rural economy and easing the burden of the finance, our government has paid a special attention to the development of the agricultural insurance. However, the present situation of agricultural insurance is not satisfying, especially in West China. So how to accelerate its development stands out. In this thesis, I start from the basic theory of agricultural insurance, utilize foreign experience and operating modes, and analyze in detains the history and present situation of the agricultural insurance. Combining the practice and experience from different areas within China and around the world, some operating modes suitable for the west region are put forward.This thesis consists of six parts:Part 1 is a brief introduction of research approaches and the bringing forth of the new ideas, at the same time, the background of the agricultural insurance and the status quo is also presented.In part 2, the basic concepts of agricultural insurance, the mainly characteristics and its functions are explained, at the time, the thesis illustrates that the agricultural insurance is quasi-common goods, so the market mechanism can't solve the problem about the agricultures insurance automatically, the government should step in and plays a vital part. In essence, agricultural insurance is a new financial system arrangement.In part 3, after analyzing the agricultural insurance situation and modes in some developed countries, such as: the US, France, Canada, and so on, some experience is summed up, and some enlightenment is drawn.In part 4, To get a suitable agricultural insurance mode for the west, the thesis makes a study on the history and present situation of the agricultural insurance in China, analyzes and different stages of the agricultures insurance, and seriously summarizes the experience and lessons during the development agricultural insurance.In part 5, as to the latest west agricultural insurance practice, the thesis chooses Uygur Autonomous Region as a sample to do a typical study, and the thesis also makes a survey of the situation in Sichuan, Qinghai, Guizhou and other regions. After a careful study on the latest situation about agricultural insurance in west, the thesis gave an empirical analysis on the agricultural insurance effects in the different regions, such as: in the north-east, in the middle and in the east regions.In part 6, combining to the above analysis, a new way out is given about the west agricultural insurance and a new developmental mode is also proposed on the further development of the west agricultural insurance.