The Study About Finance Service System Of Chinese Automobile Industry

This paper focuses on credit system and in view of construction of law, analysis of the features of car finance service, development status and service modes in China and in foreign countries .By comparative analysis method from car finance system, pointing out restrictive factors of Chinese car leasehold market and car consumer credit market, proposing how to set up a strict credit system and some law specific measures to help the development of car finance service in China,meanwhile,this paper can provide the car finance service with experience summary and theoretical instruction.This paper consists of four sections: the first is about research background of Chinese car finance service .On background, it is about car market development in China and achievements of domestic researchers .On significance, according to car finance status in China, analysis of practical significance.In the second section, it is about car finance status, features, service modes, and development in China and in foreign countries and how to play both macro-role and micro-role. From two sides of Chinese car leasehold and car consumer credit, it analyses Chinese car finance service market situation.In the third section, it analyses the differences and same points between Chinese car leasehold market and car consumer credit market, by comparative analysis method, it is about status in car finance service from law regulations, service modes and credit system in China and foreign countries.In the last section, it is about how to set up a credit system and car finance service system to help the development of car finance service in China .It definitely proposes the risks and problems in car leasehold market and car consumer credit market in China, according to comparative analysis of third section, and suggests the related counter law polices from car finance system and legal environment to regularize Chinese car finance service.