Study On The Reform Of Rural Credit Cooperatives In Yang Ling

Rural credit cooperative is an important part of China's financial system, main force of the rural finance, as well as the financial ties of the peasants. The development of the rural credit cooperative is not only a simple financial issue, but also agricultural development, the increase of farmers'income and the stability of the overall rural situation. Shaanxi province is one of the first reforms of rural credit cooperatives in the eight pilot provinces; Yangling rural credit cooperative is located in the famous agricultural demonstration zone-Yangling. In order of find a suitable method to deepen the development of rural places, it becomes so important to study the reform of rural credit cooperatives in Yangling, According to the requirement of the reform, in conjunction with the development of Shaanxi rural credit cooperatives'objective reality.This paper includes the following six parts:Chapter 1 introduces the background of this topic; the purpose of the study and its significance, domestic and abroad research review; research ideas, methods and technology route; finally the possible innovation.Chapter 2 introduces the history of the development of the rural credit cooperatives and its characteristics; the background of the establishment of rural credit cooperatives, the development of characteristics in different stages, the current situation and the analysis the favorable conditions for the reform of rural credit cooperatives, the overview of the development of rural credit cooperatives in Shaanxi, finally the development of rural credit cooperatives in Yangling.Chapter 3 First introduces and the existing problems.,, second the economic situation in Yangling demonstration zone, the initial results and the benefits of the reform of the credit cooperatives, finally the existing problems of the rural credit cooperatives in Yangling.Chapter 4 introduces the major factors that influence the reform of rural credit cooperatives negatively in Yangling. For instance, the confusion of management, low efficiency; lack of variety, operating burden in history; the overall quality of the staff can not match the fast development and so on. Chapter 5 introduces the development pattern of rural credit cooperative abroad and enlightenment to the development of rural credit cooperative in Yangling. It takes German, America and Japan as examples.Chapter 6 introduces the development pattern of rural credit cooperative in China and enlightenment to the development of rural credit cooperative in Yangling. It takes Jiangsu Changshu and zhangjiagang model, Zhenjiang Yinzhou model as examples.Chapter 7 makes the policy recommendations and countermeasures to deepen the reform of rural credit cooperatives in Yangling.