By Jinan Endowment Insurance Fund Management Present Situation And Perfect Way

Along with the global aging advancement unceasing aggravating, the social security question has become the important question which in the present society fundamental research pays attention.The social security theory research has become each kind of school fundamental research the important aspect.Looked on the present research material that, the people quite are high to the social security theory attention degree, but to the social security concrete aspect, namely are few to the social insurance fund management and the existence question attention.Along with in recent years"audit storm"blows, the old-age insurance fund management question, obtains people's value day by day, in particular obtained the national high-level leader's value.Especially"Shanghai society written recommendation or request for commendation of a subordinate"the occurrence, causes the people even more to pay attention to the social insurance fund management, takes the social security management theory the research.The value old-age insurance fund management theory research and the investment, the display old-age insurance fund management theory affects in our country fund management, conforms to our country at present the social insurance fund management present situation and our country fund management national condition.Although the present also has very many scholars to conduct the research to the old-age insurance fund management, but mostly is or gives the direct appraisal to the overseas theory, either carries on the simple deduction to the universal principle, either to practices the question to give the surface to reflect, imbalance fundamental research, qualitative many, the quota are few, lacks has the persuasive power argument foundation.This article is for the purpose of the question which exists to the old-age insurance fund management in, uses the history and the reality is unified, longitudinal combs the method which unifies with the crosswise comparison, based on at present old-age insurance fund management theory, proposed suits the Jinan fund management the new idea.Through this idea implementation, on the one hand rich at present old-age insurance fund management idea, on the other hand improves the Jinan old-age insurance fund management the present situation, impels the Jinan old-age insurance fund management the healthy development.The this article primary coverage as follows shows:(1) elaboration social security systems establish the social security development history to evolve, showed along with the social security systems evolution, the social insurance fund connotation has also had the different change.(2) elaboration social insurance fund basic concept and connotation.To the social insurance fund basic implication, the primary coverage, the basic type have carried on showing; Explained the social insurance fund function, pointed out the social insurance fund the function one is the safeguard basic life, two maintains the social stability, three promotes the economical development, four maintains the social justice, five promotes the national welfare; Proposes the old-age insurance fund and the social insurance fund relations.(3) proposes the old-age insurance fund management constitution.The old-age insurance fund management constitutes by following several aspects: 1st, the old-age insurance fund drafts gives, 2 pension payments, 3 superannuation fund surplus management, 4 fund management surveillance.(4) pair of Jinan old-age insurance fund management present situation has carried on the analysis.Drafts from the old-age insurance fund gives, the pension payment, the surplus fund management, the fund management surveillance, the fund management troop construction and so on five aspects to the Jinan superannuation fund management present situation, has carried on the analysis and the elaboration.(5) aims at the present Jinan old-age insurance fund management existence the question to have pointed proposes own opinion and the solution.Drafted in the superannuation fund gives the aspect to propose the enhancement fund drafted gives the fine refinement budget management, take the budget as the instruction, the realization captures the work the scientific style; Careful making society guarantees the database, the macro-scientific policy-making provides the effective data support to the leader; Promotes the overall plan level as soon as possible, realizes with the city same system solution.Proposed in the pension payment aspect the redesign old-age pension provide procedure, by effectively avoids the counter-cheat measure which cheats receives fraudulently, the science design pension provides the mesh point, the realization retirement personnel, manages the organization, provides the bank tripartite altogether to win the solution.In the fund surplus aspect proposed the enlarge surveillance and disciplinary punishment dynamics, realize the city level or the provincial level overall plan as soon as possible, avoids the old-age insurance fund occupying, diverting firmly, creates the fund outflow; Opens up the pension to guarantee price diligently the increment channel, enhances the fund operation efficiency.Proposed in the fund management surveillance aspect the enlarge fund surveillance internal control work, enlarges each outside supervision method, realization in the true sense outside supervision solves the measure.Constructed in the enhancement superannuation fund management troop, proposed the building collective culture, the team spirit, had through each form education, training, the study to improve the existing fund administrative personnel's overall quality, together guaranteed the personnel for the senate to manage well the old-age insurance fund.Although this article has made certain investigation, has understood in many reality actual problems, but knew oneself still must further discuss, the research and the consummation.How will author's idea be to solves the old-age insurance fund in the next work to guarantee price, the increment question, in the very good development superannuation fund management the counter-cheat work again further will discuss how.In the next step work, attempts this article research results to apply in the practice, according to practical application again in each aspect perfect this article.