| Financial bad assets market is a new market in our country yet. As one kind of assets which the distribution of resources are not reasonable, financial bad assets contain many chances. But when China Huarong Asset Management Corporation and so on four great financial asset management company settling financial bad assets, domestic institutional investors usually worried about fund, technology and so on factors to sit on the fence, As thus lost many opportunities for investment.As a system project, it is important to carry on meticulous thorough analysis before investment and plan by the numbers after purchase for financial bad assets profession. Only correct decision analysis plus appropriate treatment can actualize bad assets's value, achieved great economic results for the company, and upgrade core competency of the company. Otherwise great mistake in investment will be made.From a non-four great financial asset management company's perspective, this article mainly discusses purchasing and treating with financial bad assets. In the first place, this essay introduces the financial bad asset packets which total claim worthed 21.5 billion Yuan and presented by China Huarong Asset Management Corporation, analyses the packets's building background , and analyses investment situation on Hunan State-Owned Assets Investment & Management Company, then necessity and advantage of investing to financial bad assets profession. At one time, this article makes a objective analysis of current financial bad assets planning policy, legal environmentt and present situation of financial bad assets market in our country. The article also makes predicts to this market demand of financial bad asset packets, evaluate the ecnomic factors in the sight of finance , come to a conclusion that investment on Huarong Financial Bad Asset Packets is possible. To insure that the asset packets's treatment can be done successfully, and get investment income, this essay does research and design to scheme for the asset packets which purchased by Hunan State-Owned Assets Investment & Management Company, proposes disposal mode of its own disposal combined with commissioned and commissioned by the disposal mainly. Also, the article raises the question of how to ensure the smooth implementation of the disposal program safeguards from the incentives of assets disposition and risk-control angle. Finally, the article evaluates the results of the disposition of assets, and proposed improvements. This article does not only offer reference frame for Hunan State-Owned Assets Investment & Management Company to make a correct decision on financial bad assets investment, but also is valuable for other domestic institutional investors to reference on investment of financial bad assets. The bad assets treatment mode and assets treatment support measures introduced by this article are worth learning for domestic financial bad assets institutional investors , and helpful to the development of Chinese institutional investors's operation. |