Research On Mobile-Payment Under E-Commerce Environment

With the advent of the 3G age and the development of mobile E-commerce, The funtion of mobile telephone isn't limited to voice and SMS anymore, More and more data applications emerge as the times require.More and more research institutes and research and development departments of companies pay more attention to the applications of mobile-bank,mobile-payment. Just entered 21st century,some telecom operators and finance institutions of Europe and America have already done technology research and promotion of mobile-payment. Some expert said,in the future, Mobile-Payment would be the indispensable part of people's life, replaceing cash, cheque, credit card by mobilephone will chang the application of Mobile-Payment, behavior of consumer, will result in the revolution of payment.This research is under the generalized E-commerce concept, including network not only environmental E-commerce, but also Mobile E-commerce,and other E-commerce. This article system introduced theelectronic commerce, the migration electronic commerce, the electronicpayment and the motion payment correlation concept and the applicationdeveloping process, has analyzed the motion payment development longand short of the story from the longitudinal angle, is advantageous tofrom the historical angle thorough research migration payment. Tomoved the payment industry value from the crosswise angle to conductthe analysis research, was advantageous to from the entire informationindustries and the value chain angle relation the question whichregarded the motion payment the development and faces. Not only asksthe question to the present domestic migration payment development, and proposed some suggestions, any studies to the question, falls tothe solution. This article is precisely take this academic idea as astarting point, plans the full text.The Research analyzes the development of domestic and foreign Mobile-payment,find the existent problem.Including modes of implement,structure of industrial value chain ,working mode,the present situation of Mobile-payment and forecast of market scale ,and so on.This article states and contrast with characteristic...