The Financial Analysis And Performance Evaluation Of China Merchants Bank

Accompanying with the financial market reform and open gradually after joining the WTO, the local commercial bank faces this rigorous competition and challenge, bearing the risk and pressure that the open market bring, along with. The financial system of our country reform thorough continuously, the principle of management of the commercial bank and the operation mode will change radical, this also brings rare opportunity for the development of the commercial bank. the CMB in our country is the first joint-stock commercial bank complete held by the enterprise legal person. From it's establishment, the bank obtain a good accomplishment and management, but some problems exist at the same time.Because the financial report can announce to public the financial standing, the management result and the cash discharge of the business enterprise, showing the management result of the business enterprise, utilizing the financial analysis to discover problems in management of a business enterprise has been be subjected to preference of the public This text tries to make use of the financial analysis technique and method to carry on analysis on the CMB financial report of 2001-2005 years period, points out the advantage of the bank development and the management problem at present, and puts forward the pertinence suggestion.The analysis of the balance sheet can discover the variety trend of the property and the capital structure of the CMB.First the total property scale of the bank increases year by year, the proportion to the total property increases year by year. The property of the CMB extends within 2001-2005 years mainly in current assets and long-term loan, without carrying on a large-scale fixed assets investment, but making use of existing fixed assets as much as possible, through developing creative product and serve, carries out an intensive growth. But from the analysis of the structure of balance sheet, the structure of the property liabilities the CMB isn't in reason, the proportion of the current assets...