Analyses On Intermediary Business Management Of JILIN Postal Savings

According to the policy drawn up by the government, Postal Savings will be set up. The Postal Savings set up recently will become a specified retail bank whose main business is retail and intermediate service, which provides fundamental financial service for ordinary people especially for the city community and extensive rural area. Nowadays, the level of intermediate service among the Postal Savings is very low, the vast pressure coming from the bank at home and abroad force the Postal Savings to be confronted with sharp market competition.1. Definition and meaning of commercial bank intermediate businessIn generally speaking, intermediate business is referred to not make use of or seldom use the capital and goods of oneself, which deal with receipts- pay or something else for the customer as an intermediary, provides the financial service and impose of service fee. Production and development of commercial bank intermediate business is not only of great significance for the commercial bank's management and development itself but also has great promotion for the development of whole social economic. Now, development of commercial bank intermediate business has become an important sign for the commercial bank's modernization, prominent characteristic of modern west-country's commercial bank business management is the rapid expansion of intermediate business. People call the modern commercial bank as'financial department store', which is a vivid generalization for the variety of commercial bank intermediate business to a great extent. Intermediate business development of commercial bank has advantage on some aspects to itself as following:...