China Social Security Fund Investment Management And Research

At the end of 2009, China's social security fund has more than 700 billion U.S. dollars; Social Security Fund's assets and the scale of the flow into market are unprecedented expanded. However, along with the expanding of the coverage of social security funds and the coming of "aging society", the expenditure of social security funds under increasing pressure, China's social security system will face severe challenges. It is urgent to increase the social security funds and prevent possible investment risk. At present, the policy of China's Social Security Fund which is allowed to be invested in the stock market and other financial markets step by step. In this context, the investment of social security funds has become increasingly prominent. Social Security Fund is the base of social security system, In order to keep the regular operation of this system, the value maintenance and appreciation of the fund is very important. Therefore, increasing the social security fund investment products, expanding the investment channels, establishing an effective investment portfolio will increase the investment income finally. However, one must face the fact that: increasing investment tools means increased risk, high return must be accompanied by high risk, which gives more challenges to the management of social security funds In that case, it's much important to study how to avoid the investment risks and achieve the value maintenance and appreciation of social security fundsFrom the social security fund investment managers'point of view, the research first defines the concepts of social security funds, social security fund investment, risk management. Then, summarizes the current situation and problems of China's social security fund investment through the investment income analysis. Such as the low investment Channels, high investment risk, narrow channels of investment the instability of the sources of funding and other issues. As last ,the research suggests some recommendations to cope with those risk, including: the options of social security fund investment, modern portfolio tools, the focus of social security funds and their investment strategies, the macro supervision and micro control of social security fund investment risk. The purpose is to attempt to build a scientific and effective system of social security fund investment management which achieves the preservation of social security funds proliferation.