The Comparative Study On Comprehensive Competitiveness Of Chinese Share-holding Commercial Banks

The Subprime Mortgage Crisis has just past, but still affect many countries. It is a financial crisis which was caused by the United States 'reckless expansion through the real estate market, bring strong shocks to the bank and the stock markets. The Crisis shows supervision of the policy loophole and the market economic laissez faire. Meanwhile, Chinese banking environment shows advantages and to highlight points. After a superior bad discard in the banking, large banks with stronger profitability and anti-risk ability leave. China as a new gold rush is adored by banks around all worlds. The Chinese banking industry has increasing intense. Are our banks ready to accept these challenges at this moment? How is our comprehensive competitiveness? What are our advantages and disadvantages? These are big problems which need to resolve quickly.This paper makes it as a line.Firstly, it introduces some theory about blue ocean strategy, X strategy and core competitiveness. According to the development situation of Chinese banking industry, the author selects fourteen representative share-holding commercial banks as a model with the sample, using the principal component analysis to choose factors which affect domestic bank comprehensive competitiveness most, give rankings and make analysis. The result shows that Minsheng Bank ranks first with its higher management level and innovation ability, as it has smaller size. With bigger size, state-owned commercial Banks also rank higher.The paper analyze the comprehensive competitiveness though the world. According to the magazine "bankers" magazine, I choose the top ten banks to contrast. Though DEA method, I find that almost all banks achieve the best, accept The Bank of China. Then through comparing the data of specific individual, we find that our banks are weaker in financial innovation, customer service, but show unique competitive in operating robustness, capital bank forces and the strength of developmentFinally, this paper gives some methods and measures in the system construction, enterprise culture construction and capital construction according to the comparison results.