The Model Research For DF Xi'an Company's Commercial Acquisition Of Non-performing Asset

The influence of global financial crisis has not yet completely eliminated, domestic economy is slowly recovering and picking up, economic development has not yet fully stabilized, meanwhile, under the guidance of 4 trillion investment incentives policy, credit supply increased hyper normally, the amount of government investment increased sharply, financial security is under great strain, credit risks in the financial markets increased. Under this environment, the government decided that on the basis of doing policy-related business, asset management companies would carry out restructuring evaluation, in order to prepare for the introduction of strategic investors, and identify the direction of asset management company's business-oriented transformation would be to become financial holding groups that specialize in non-performing assets management and non-bank financial service-oriented industry, with strong investment banking capabilities and comprehensive management capabilities.This means that the acquisition and disposal of non-performing assets will be the company's main asset management business, according to the requirements of current restructuring of the company, the fundamentals of the acquisition policy has completely changed, the commercialization of non-performing assets acquired business will become the main channel of the business development, the company's main business area.This paper summarized the practice of policy acquisition, and disposal and acquisition of non-performing assets, the practice of commercial operations to non-performing loan assets, the acquisition process involved in the trading patterns and related issues as the research object, made in-depth analysis of commercial factors affecting the acquisition mode, sorting the acquisition mode of the type designed for different modes of terms of the agreement, as well as derivative transactions and terms of the agreement, developed a set of effective implementation. This has important theoretical and practical significance on improving the company's new business management and operational practices.