| Tax-sharing system reform, the local governments' gradually narrowing, GDP and local economic construction increasing pressure, under this background, the local government has increased to local legal bank shares, influence, continuous investment has gradually become a shareholder, control personnel, and the bank management decision-making, objective, the local government support for the development of the local legal person has played a significant role in a period to mutual benefits. For local governments, local government is the biggest shareholder, and will be responsible for regional economic development, to provide a powerful financial support for Banks, which is involved in local Banks egotistical person intervention and regulatory authorities, the current situation and problems of reality? Regulators to bank, bank risk control and supervision must be solved is large shareholders, or regulatory bank? In local government intervention, and how to reach under the supervision of a series of problems are dispatched by regulators to face and solve problems.At present domestic research on banking supervision, but many are mostly focused on macro and theoretical exploration of concrete operation platform should face the local legal bank supervision. This paper tries to local government and local legal institution, the banking regulatory authorities and the relationship between local government relations analysis, combining local legal bank development and risk prevention, probes into some of the concrete practice of local government, banking supervision department and legal relationship between Banks under the multiple the operation status of China's banking supervision system, to provide some positive Suggestions of the feasible..Based on historical combined with case analysis, combining theory with practice writing methods. This article first from a theoretical perspective, the use of historical analysis of relevant theoretical analysis method of study, From the Angle of the case analysis, combined with the general form of the discussion, the local government intervention in the banking supervision under legal Suggestions. Studies suggest that: one is keep sending regulators and stable development of financial independence is the necessary condition, the banking regulatory agencies from the jurisprudential need not independence, must keep a feasible operation mechanism of keeping regulators transcendental independence, Second is the local government involvement will get twice the result with half the role of financial and vice versa, essentially, the local government to the financial supervision or interfere with the purpose is to develop the local economy or maintenance of local economic benefit, therefore, the local government in preventing and defuse financial risks, and promote regional financial construction plays a very important role. But the government's improper as legal person, can seriously affect the normal operation of banking institutions, even will force the trouble; organization Three is sent regulators and the local government is to promote the development of regional finance is an important link between only, establish a coordination mechanism, can promote the development of local finance.The innovation of this paper has 3:it is to local governments, local corporate banking regulatory authorities and the relationship between the comprehensive analysis on the previous studies, and on the basis of comparative analysis of relationship between the three problems and impact, Second is the comprehensive analysis on the local government intervention in the local legal supervision and management of the banking institutions general path. From the local government intervention of local legal bank of local government system, analyzed in dealing with city commercial Banks are facing in relation to the potential risks and supervision of friction, From the local government and regulatory authorities of the orientation of the consistency and conflict between sex and example analysis. Three is to improve the regulatory agency place puts forward some ways of improving and principle has certain practical significance. |
