Research On The Relationship Between Beijing Rural Credit Cooperative And The Civilian Investement Of Beijing Suburb

The rural finance is the most important supports to the development of rural economy, and the financial link that connects masses of peasants. The construction of a new socialist countryside need the support offered by new rural financial system. As the important part of rural financial system, the Rural credit cooperatives (RCC) has become the main force to aid the growth of rural economy . And become the core of rural financial system. However the situation of the current rural financial system was still worse, the pressure come from supporting agriculture become heavier.The interrelated research in that field are always put attention to the macroscopical problems, lacking analyze and summing-up of microcosmic field. Beijing is the research object of this paper. At first, on the basis of investigation and data processing, this paper analyzed the character of rural financial demand and its general development trend. Secondly, on the basis of review of the history and current situation of Chinese cooperative finance, this paper analyzed the efficiency of Beijing Rural Credit Cooperative support the civilian investment of Beijing suburb, introduced the reform scheme of Beijing rural commercial bank, and then discuss the long-term effect that the reform will give the civilian investment of Beijing suburb. Finally, The writer made some suggestion on the bank management.The paper include the following 5 parts: The first chapter is foreword which is the basis of the following text. In the chapter 2 the writer analyzed the financial demand of Beijing suburb, which is the foundation of estimating financial efficiency of cooperative financial system. In the chapter 3, after introducing the history of Chinese cooperative finance,the writer analyzed the difficulty the cooperative finance faced and the current situation and trend of its reform.The chapter 4 is the core of the whole paper. Finally the writer made some suggestion on the rural commercial bank.The conclusion:the efficiency of Beijing Rural Credit Cooperative support the civilian investment of Beijing suburb is inefficient and high-cost,On the one hand,the reform of Beijing rural commercial bank is in favor of advancing the efficiency the rural finance support the civilian investment of Beijing suburb;On the other hand, with the development of the civilian investment,rural commercial bank will also benefit from it.However, whether the reform can be successful is depend its capability of controlling risk.