The Research On The Development Of Private Bank In Our Country

This text relies on the theorem of trade expenses, the theorem of the dependence on path, the theorem of finance deepen, probes into the realistic choice of development of private bank in our country. Analyzing the state of development about private bank in the relevant countries, summarizing the lessons of their development, Then emphasizing a basic fact: The economic environments of different countries determine the development path of private bank, but the private bank with financial subject pluralism and decentralized stock right is their common choice, The developed degree of finance and economic in a country depends on the development degree of the private bank. The development of the private bank in our country is inevitable, its development should take the road with distinct Chinese characteristics, and the development of the private bank in our country has to rely on the development of the banking in our country. Analyzing the realistic foundation of development about the private bank in our country shows: The development of the banking in our country begin with the private bank, and with the setting-up of the socialist economic system, planned economy thus eliminate the private bank completely, and set up the situation that the state-running bank monopolizes. But with the development of economy in our country, especially reform and opening-up is developed thoroughly, private economy emerges, economic subject pluralism, call the private bank profoundly. In order to make the private bank of our country develop steadily, we must be confirming the location to the development of the private bank. Finally expounding the realistic choice of our private bank about development from several respects with developing model, developing step and developing direction.