Agency Data Transfer System Of A Commercial Bank

Agency data transmission system is a commercial bank to accept a client, the designated agent to conduct customer Economic Affairs, provides financial services and fee business, including the application of branch characteristics, funds trusteeship, Internet banking, integrated front , agency financial payment, financial management, insurance agency and corporate pension. For example, the commercial banks on behalf of the wages (unit accepted the entrustment pay wages to their staff units (active or retired) account the payment of wages, benefits, labor protection expenses, pension and other business).Agency data transfer (ADT) is a commercial bank agency's unified data file transmission channel.It is mainly for the commercial banks to the public, personal, bank cards and other services to provide control and data file transfer services.Agency data transmission system is a C/S structure of the system, file transfer using FTP protocol.System uses digital signature technology to ensure customer data security, preventing the unlawful tampering with customer data, while preventing the client denied.But with the rapid development of commercial banking business, the current system data files exposed floor areas are more complex manual, prone to tampering teller data and key risk management issues such as weak links.To solve these problems, the new agency data transmission capabilities of existing legacy systems for business optimization and system reconfiguration.This paper, the development of a commercial bank data transfer agency business system described, from the overall design, function composition, more detailed design aspects of detail. But taking into account the trade secret, the paper did not give very specific details to achieve. "Agency data transmission system" is divided into four main modules: Client Tools module, front desk modules, file transfer module, the background service module.Client Tools module integrated agency input files, documents signed and compressed, the customer file format conversion, agency documents detail the list of print operations functions. This tool is available to the agency business clients for offline use, user-friendly bank agency send generated data files, and through file encryption, signing and compression to ensure the documents can not be changed and is not visible, to ensure customer data security.Front desk service is mainly provided to the IE browser-line personnel in the use, including network teller, branch system administrators and data center operators, mainly user authentication, data upload, data download, transaction authorization, certificate management, command status query, the system parameter setting and other functions.File transfer services, primarily through common file transfer and file transfer platform outside the network. Transfer files with the external application of which is achieved through common file transfer, network data file transfer is to use the external network file transfer platform.From front to collect the background service agency business application data files and external agency data files uploaded, and then verify the legality of uploading files (stamped), decompression, decryption, decoding (ASCII code transfer EBCDIC code ), multi-channel data classification merge data files into the specified data directory, there are automatic access to the host, the host processing has been completed, the processing result files back to spread to the specified directory, the system back to transfer the file split , decode (EBCDIC codes transfer ASCII), return transfer distribution.New Agency data Transfer System of a Commercial Bank to further enhance the agency business of commercial banks operational risk level of prevention, to provide a more secure way to bulk agency business deal, commercial banks reduced financial risk, improve customer satisfaction, and promote sustained and healthy development agency .