The Design And Realization Of Interface Between International Settlement And Internet Bank

The international trades become more and more comment since China becomes a member of WTO. The international settlement is getting more important for the commercial banks, it not only benefits bank income, but also increases the bank's international credit, promotes the bank's overall capability. Processing international settlement service with the Internet bank not only brings the convenience for customer, satisfied with customer's multiplication requirements, but also links the customer and bank with the computer network, extends the service channel greatly, shortens the customer and the bank distance and increases the bank's service quality .Both international settlement system and internet bank are important sub-system in bank's service. By international settlement system, the service process becomes electronic and standardization, that decrease service time and increase the service quality. With internet bank, the relationship between customer and bank become closer.One commercial bank integrates the international settlement system and Internet bank with interface, develop an Internet bank international settlement sub-system. With this sub-system, customer can issue and amend import letter of credit, query the details of international settlement operation effectively. It brings the advantage for bank and customers also build a good brand image for the bank.This article describes the design plan, architecture, function modules and detail design of the Internet bank international settlement sub-system. Analyze and study the question and difficulty that we were encountering. Finally, present corresponding solution.First of all, this article describes the business requirement and feature, analyze the requirement point and process characteristic, it provides the clear requirement for the next step. In the system design plan, this article describes the characteristic and the realization about Interface, give a detail blue print. In the system design process, we mostly abide following principle, simple, clear and flow standard. This article describes many important function modules about the interface between international settlement system and Internet bank, such as import letter of credit module, the international settlement service query module, sample maintenance module, interface service module, internet application Auditing module, Internet application query module and query data process module. In the system design section, according to the division of system function, we describe the overall flow and system flow particular. At the same time, we discuss about the technical difficulty and the question which to in the design, realization and implementation, find the best solution.Along with bank service computerization and bank service development, it is the trend that provides more convenient and all-around service for customer by combine the bank service and service channel. Through this article discussion and the analysis, we hope that it can enlarge the Internet bank's business scope and accelerate the bank service computerization development.