Study On Theory And Realization Of IDSS For Personal Credit

In recent years, the research of personal credit has been a hot field all the time in our country. However, the building of personal credit has a difficult. The reasons include separate information of based credit data, lacking a unite flat for collecting integrated credit information, bad usability of credit data and lacking canonical management so on. By taking"the evaluation management system of personal credit for university students"which is financed by importance experiment and application project of Chongqing information industry bureau as background, start with experimental item of building personal credit system, this paper has a deep analysis of IDSS theory and application based on ANN and ES.It analyzes and summarizes the current situation and the main problems of personal credit, and afford the essential of building credit system which is regarded as a experimental item. At the same time, the objective and scheme are proposed.This paper briefly introduces the interrelated intelligent decision theory and puts forward that credit information decision problem of combination of qualitative knowledge and quantitative knowledge can be resolved by intelligent decision theory of combination of expert system and neural network.It analyzes and summarizes the character of students personal credit information and coming main problems of credit status management system, researches and designs the architecture, model and preliminary execution project of intelligent decision support system which is to point against high school students personal credit information.Finally,it takes intelligent decision support of student loan as an instance, analyzes the application of intelligent decision technology in this system. It includes system framework design of students loan intelligent decision technology, the evaluation system realization of personal credit based on neural network technology, and the simple realization of students loan risk classification based on ES founded in knowledge management.Intelligence decision theory is still in exploring period of personal credit field, and the researching and extending work is proceeding in this aspect. Via the primary execution of system, we can prove that intelligence decision support technology could assistant high school for personal credit objects' risk classification of students...