Research On The Construction Of Credit Archives And Its System Of University Students

The credit is the foundation of the market economy, and it is not only a necessary norm of making the country survival, but also the driving force on the healthy development of the socialistic market economy. After the transformation of our society, the credit crisis is seriously affecting the development of the national economy and social stability, so building a social credit system in order to regulate and safeguard the socialist market economy and build a harmonious society became a hot issue in the whole society.As the important part of the social credit system, the system of credit archives on university students is of vital importance for the study. It is not only favorable to the implementation of national student loan policies and the improvement of higher education, but also to benefit the cultivation of students' credit sense and the formation of sound character, in order to promote the construction of credit culture in the whole society and improve the social credit system.This paper is divided into three parts: beginning with the credit and credit archives, the first one is to explain the meanings of credit archives, as well as its character, value and so on, in order to do a basic theory of foreshadowing for the research on credit archives of university students. The second part is a general analysis of credit archives on university student. This part is to explain the reasons and meanings of setting up credit archives on university students, it is also to do some discussion about the problems of the construction of credit archives on university students. The third part is the design of the system of credit archives on university students, from feasibility analysis to the credit system of "one core and four setups" on university students, using the theoretical and practical cases a combination of layers-depth analysis, and to create a construction model of credit archives system on university students.In general, the construction of the system of credit archives on university students needs gradual steps under the unified leadership of the government departments. Referring to the management model of credit archives at home and abroad, we should design the content and evaluation standard of credit archives reasonably according to the characteristic of credit archives on university students, in order to establish the unified information database of credit archives on university students, and build management, education, protection and bonus-penalty mechanisms, making them exert their functions to ensure the operation of the system of credit archives on university students regular, effective and harmonious.