Study On Operational Risk Control Of Bank Of China Liaoning Branch By The Centralized Authorization

This article through to the bank of China branch in Liaoning province existing operation control management system, according to a study based on centralized operational risk control scheme can effectively combine the bank authorized by the operating common driven by trade and increasingly information advantage, improve the working efficiency and strengthen risk control of dual role. Centralized authority risk control scheme is a can satisfy the control operation standardization, at the same time during the front desk, optimization of process, to reduce the cost and risk prevention and control of the target, is suitable for the development of the bank of China at present stage one of optimization.This paper first analyzes the Liaoning province branch current in terms of operational risk control measures and principles, and then has carried on the summary to the problems; find the existing operation scheme for risk control, operation standardization, reality, and cost control has positive significance. Centralized authorization system as countermeasures to solve these problems of operational risk control system have been put forward in the paper. Centralized authorization system not only foreign can prevent external fraud and market risks, internal operations and personnel to prevent moral hazard, and can reduce the front desk, control operation standardization, process optimization, reduce the cost. In addition, the centralized authorization needs to build capacity, BOCG teller archives information Shared library; To strengthen the construction of business managers, approved personnel, teller team; Build strong operating China relief efficiency cost reduction; Change control running ideas, focus on risk warning value; Innovation fact check for risk management, through risk information transmission channel.This article mainly aims at centralized authorization actual calculation, the effect of cost control and by measuring the number and the total cost between functions, further organization of calculate the optimal size; To counter business at the same time taking calculates the concentration increase efficiency after the authorization, in the process, the integrated use of the advantages and disadvantages compared analysis, empirical analysis, system analysis, and statistical methods. Mathematical model is derived according to the concentration of authorization application on homework project put into production scale and business varieties can give cost and efficiency of the best solutions.