Study On Rural Residents’ Pension Model Selection From The Perspective Of Active Aging

The fifth Plenary Session of the 19 th CPC Central Committee brought active response to aging into the national strategic layout and proposed that active response to aging is the key to achieve harmonious and stable social development.At present,the aging of China’s population is gradually deepening,which brings problems to China’s economic and social development,such as insufficient effective supply of labor force and increasing social burden.At the same time,with the development of urbanization,rural residents’ choice of pension mode is gradually transforming,and the pension pattern of rural residents is constantly changing.Actively responding to the transformation of pension mode has become a crucial part of China’s response to population aging.As the aging degree of rural areas is deeper than that of urban areas,the old-age service security system is relatively backward,and the influence of traditional concepts on the choice of old-age mode is more profound,so that the choice of old-age mode of rural residents is affected by multiple factors.Changde city is the area with the most serious aging population in Hunan Province,and the number of rural elderly population accounts for more than 70% of the total elderly population,especially in rural areas.Therefore,this paper chooses Changde City of Hunan Province as an example for this study.This paper conducted a questionnaire survey in some rural areas of Changde city,collected 203 valid questionnaires,and analyzed the sample characteristics of the questionnaire data.It was found that at the present stage,the willingness of rural residents in Changde city to choose the pension mode is mainly self-pension and family pension mode,and institutional pension mode is relatively few.In this paper,the independent variables that affect the willingness of rural residents to choose pension mode in Changde city are divided into five categories: personal characteristic variables,health characteristic variables,economic characteristic variables,participation intention variable and medical security variable.As a dependent variable,the willingness to choose pension mode can be divided into self-pension mode,family pension mode and institution pension mode.The differences between different variables on the willingness to choose the pension mode were explored through the cross-linkage analysis method,and then SPSS22.0 statistical software was used for multivariate Logistic regression analysis.The empirical results showed that: Among the independent variables selected by the model,six variables,including education,physical health,loneliness,income,willingness to re-employment,and medical satisfaction,have a significant impact on the willingness of rural residents in Changde to choose the pension mode.Eight variables,such as gender,age,marital status,number of children,source of income,willingness to participate in public affairs,whether to buy medical insurance,and satisfaction of medical reimbursement,had no significant impact on the willingness of rural residents in Changde to choose pension mode.Finally,on the basis of empirical analysis of the willingness of rural residents in Changde city to choose the pension mode,in the view of active aging,put forward countermeasures and suggestions to promote rural residents pension.