Research On Risk Management Of New Infrastructure Financial Leasing Project Of Small And Medium-Sized Scientific And Technological Innovation Enterprises In H Company

Since the concept of new infrastructure was proposed,China’s provinces and municipalities,autonomous regions have introduced relevant policies for the development of new infrastructure,and all kinds of enterprises have taken advantage of the trend to join the construction of new infrastructure projects.For the landing of new infrastructure projects,on the one hand,it is necessary to have a certain asset scale as the basis,cooperate with the cultivation of high-end talents,accelerate the change of technology,and achieve new infrastructure product innovation.On the other hand,changes in government policies in the market environment affect the development direction of enterprises.Mature large enterprises are more likely to meet the conditions of new infrastructure projects,but also face the risk of failure,Google in the "grand ideal smart city" and "Google Fiber" new infrastructure projects,due to the large initial investment,resulting in high construction costs,coupled with the impact of market environment and economic uncertainty,the final income did not meet expectations,thus ending in failure.In the process of promoting new infrastructure projects,small and mediumsized scientific and technological innovation enterprises are more restricted than mature large enterprises by the lack of scale,the lack of high-end talents,the slow innovation technology,and the incomplete understanding of industry information.Scale requires assets,talents and innovation requires funds.As an important supplier of financing and financing,financial leasing companies cooperate closely with small and medium-sized science and technology innovation enterprises in new infrastructure projects to provide support for their needs.Therefore,this paper mainly studies the risk management of new infrastructure projects of small and medium-sized science and technology innovation enterprises in financing and financing from the perspective of financial leasing companies.First of all,this paper uses induction method to sort out relevant literature on risk management,project management and financial leasing management.Starting from the system composition of new infrastructure projects of small and medium-sized science and technology innovation enterprises,this paper systematically analyzes risk management from three aspects: new infrastructure projects of small and medium-sized science and technology innovation enterprises,financial leasing companies and other participants,and market environment,so as to lay a theoretical foundation for the case analysis of Company H.Secondly,based on the case analysis method,the mature financial leasing company H is selected as a typical risk management case.Starting from the background and specific business,the risk management ideas,prevention and control measures and key links are introduced in detail in combination with the risk mode and characteristics of new infrastructure projects of small and medium-sized science and technology innovation enterprises.Through the risk assessment matrix model,the author analyzes and summarizes five deficiencies in the new infrastructure projects of small and medium-sized science and technology innovation enterprises,such as superficial investigation in the early stage,moral hazard of direct operators,insufficient identification of letter risk with limited historical reference data,lagging internal and external information communication and increasing industry concentration.From the perspective of financial leasing companies,strategic deployment and tactical ideas are proposed in three parts: new infrastructure projects of small and medium-sized scientific and technological innovation enterprises,financial leasing companies and market environment.Focusing on the deficiencies of H company,five operational suggestions were put forward,namely,regular training of all employees in compliance with corporate culture,establishment of reward and punishment mechanism,strengthening the construction of professional risk management talent team,multi-dimensional construction of risk identification system,digital transformation of risk management system and optimization of industry access threshold,so as to improve the risk management system and solve the deficiencies of risk management.Although this paper takes Company H as a case,in terms of the risk management of financial leasing for new infrastructure projects of small and medium-sized scientific and technological innovation enterprises,the research conclusions of this paper have reference significance for other financial leasing companies and play a certain role in promoting the healthy development of the financial leasing industry.