Research On The Optimized Path Of Bank Operation And Management

Present "L" type trend in economic development,and market-based financial system reform deepening,the competition between financial institutions under the background of deepening,great changes have taken place in financial institutions operating environment,this gives financial institutions operating management level of ascension higher requirements are put forward.From the point of modern commercial bank competition,operation management are the important factors of success,as an important part of the core competitiveness of modern bank operation management level of high and low bank has a close relationship with service quality,operational efficiency,operational risk,etc.,its importance with the comprehensive upgrade of competition between Banks continuously emerging.Bank in operations management in our country is still larger deficiencies,some Banks to improve insufficient attention to operations management,operations management is problematic,it brings to the healthy development of their own a lot of negative effects,under this background,for a bank,how to take effective measures to solve,it became a commercial bank management domain the important topic which is unable to avoid.In this paper,selection of HUNAN rural credit cooperatives operational management based on value chain management through the research of this subject combination in the field of finance,management,economics and other related theory,the integrated use of literature research,case study and survey research methods,based on "to ask questions,analyze and solve problems" logic of writing,from the perspective of value chain management,discusses the HUNAN rural credit cooperatives operating management level of the specific path of ascension.This paper discusses for HUNAN rural credit cooperatives operational management present situation,the environment and problems are discussed in this paper,the current operational management problems as the rules and regulations is not sound,the low level of service,informatization pace lags behind,the defect of the internal control,and team construction lag behind,etc.The final article in the operation management of rural credit cooperatives in HUNAN province on the basis of comprehensive analysis,respectively discusses the credit cooperatives operating management optimization goal and the train of thought,structure and functions,and the rules and regulations perfect,service level and informatization level,internal control,team construction and so on six aspects probes into the concrete of HUNAN province rural credit cooperatives operational management optimization strategy.