Study On The Micro Finance Business Operations Management Of Shandong Rural Credit Cooperatives

As the mainstay of rural finance, rural credit cooperatives provide microfinanceservices in rural financial market play a mainstay role in supporting the construction ofnew socialist countryside, promoting local economic development and upgrading of ruralindustrial structure in rural areas. But the operation and management of the rural creditcooperatives’ micro finance still exist some problems, such as the mismatch betweensupply and demand, the risk is not easy to control and so on. The article begins with theproblems above, to explore the measures for the rural credit cooperatives in the process ofproviding microcredit business, to build a complete rural microfinance operation mode.Therefore, the study not only has the theoretical value but also has practical significancefor providing rural microfinance services in rural areas, developing the rural economy,incoming the farmers’ income.The first part of this thesis introduces the research background and significancebriefly, summarized the relevant research of domestic and foreign experts to learn to do,and introduces the research ideas and main research methods of this thesis. The secondpart expounds the relevant theories of rural microfinance. Introduces the theoretical basisof rural microfinance operation mainly, including the concept of rural microfinance,performance characteristics and the development course of domestic and foreign ruralmicrofinance development background and different operation modes. The third partanalyzes the rural microfinance management operations of Shandong province, analysisthe main problems that existing in the operation of the existing pattern, and on this basis,put forward rural microfinance in Shandong province to realize the goal of developmentand sustainable; The fourth part is to build the new pattern of rural microfinance service ofShandong province put forward to give the countermeasures and suggestions to solve theproblems above.