| Financial leasing,as a new type of financial business,is a combination of credit,bank capital,and bank credit that permeates and develops.Financial leasing has become one of the important ways for advanced countries to obtain new equipment due to its advantage of integrating funds and materials organically.High leverage is the main reason why financial leasing companies quickly accumulate assets,but rapid expansion under high leverage conditions often brings risks and hidden dangers.The management of risks in leasing projects is the core content of a company’s operations,and its financial and industry characteristics determine the allocation of project risks throughout the entire implementation process.Therefore,financial leasing companies must strengthen their own management and enhance their risk management capabilities.This article takes JC Company’s project risk management as the research entry point,based on the comprehensive risk management concept,to further establish and improve the internal risk management system,and enhance the company’s ability to assess and respond to various risks that may exist in the project through the construction of the system.This article describes the project risk management situation of JC Financial Leasing Company,and analyzes the reasons for project risk management problems from the internal environment of risk management,as well as the ability to identify and control project risks.This includes internal management shortcomings,imperfect supervisory agencies,and insufficient regulatory efforts.On this basis,specific suggestions are proposed for JC Financial Leasing Company’s risk management from three aspects: risk management internal control system,risk management system construction,and leasing business model optimization,through research methods such as referencing literature and searching for public data.The study combines COSO risk management theory with the actual situation of JC Financial Leasing Company,conducts project risk management research on it,and optimizes risk management of JC Financial Leasing Company using scientific risk management methods,in order to provide reference for the risk management status of JC Leasing Company and other peers. |
