Research On Risk Management Of Banking Interbank In Shihe Rise National Village

As the main financial institutions supporting China’s rural development,village banks are also an innovation and development of China’s rural financial system under the background of China’s new rural development.Inter-bank business is a kind of fund behavior between inter-bank financial clients.It can relieve the problem of insufficient liquidity or tension by adjusting the fund position of financial institutions themselves and among financial institutions.Due to its special nature,the business that rural banks can carry out is basically limited to the traditional deposit and loan business,and the profit level is in a downward trend and the profit space is severely squeezed.Driven by their own profit needs and market,and in order to avoid the scale restrictions of other loan businesses,rural banks began to vigorously carry out inter-bank business.In recent years,although inter-bank business has achieved remarkable results and improved the profitability of banks,it still exposes many problems.Among them,the lack of risk management system for effective constraints on inter-bank business and resulting in violations of the rules from time to time,to the stable development of the bank has brought adverse effects.In this case,how to build a perfect and effective risk management system is a problem that must be solved in the development of inter-bank business in rural banks.As the main financial institutions supporting China’s rural development,village banks are also an innovation and development of China’s rural financial system under the background of China’s new rural development.Inter-bank business is a kind of fund behavior between inter-bank financial clients.It can relieve the problem of insufficient liquidity or tension by adjusting the fund position of financial institutions themselves and among financial institutions.Due to its special nature,the business that rural banks can carry out is basically limited to the traditional deposit and loan business,and the profit level is in a downward trend and the profit space is severely squeezed.Driven by their own profit needs and market,and in order to avoid the scale restrictions of other loan businesses,rural banks began to vigorously carry out inter-bank business.In recent years,although inter-bank business has achieved remarkable results and improved the profitability of banks,it still exposes many problems.Among them,the lack of risk management system for effective constraints on inter-bank business and resulting in violations of the rules from time to time,to the stable development of the bank has brought adverse effects.In this case,how to build a perfect and effective risk management system is a problem that must be solved in the development of inter-bank business in rural banks.