Optimization Design Of Supply Chain Finance Financing Mode Based On Blockchain Technology

Small and medium-sized enterprises are the backbone of China’s national economy,but the financing problems caused by poor risk resistance,imperfect financial situation,poor credit status and other factors have always restricted the development of small and medium-sized enterprises.Traditional supply chain finance has business pain points,which cannot solve the financing problem of small and medium-sized enterprises.The current blockchain supply chain finance business mode can fundamentally solve the business pain points,but there are some shortcomings that the core enterprises lack incentive and the system cannot realize the value appreciation.Some scholars have found that the token,supply chain finance and blockchain technology have natural adaptability,and put forward a hypothesis prototype for the integration of the three.On the basis of the hypothesis prototype,the author selects Ye Kai’s "double-layer organization" token and introduces the liquidity time-sharing mechanism to structure a new blockchain supply chain finance financing mode.The new financing mode can overcome the shortcomings of the existing blockchain supply chain finance financing mode,promote the large-scale development of blockchain supply chain finance,and better serve the real economy with small and medium-sized enterprises as the main body.In the first chapter,the author introduces the basic elements of the paper,including the research background,research purpose,research content and research ideas,and uses the literature research method to comb and summarize the research situation at home and abroad;In the second chapter,the author summarizes the relevant expert views and opinions through the investigation and interview methods,and expounds the relevant concepts and theoretical analysis combined with the existing theoretical system;In the third chapter,the author uses the case analysis method to compare and summarize the similarities and differences of the three current blockchain supply chain financial financing modes and their existing disadvantages;In view of the shortcomings of the current financing mode,the author uses the design thinking method to structure and optimize the hypothesis prototype,construct a new financing mode and conduct feasibility analysis in the fourth chapter;The author summarizes it in the last chapter and puts forward feasible suggestions.Although the new financing mode is still limited to the operation environment,its potential economic value should be paid attention to by scholars.