| Under the new era and new background,high quality has become the main theme of our economic and social development.As the foundation industry of our national economic construction and development,the demand for high quality development in agriculture emerged.Agricultural high-quality development is the only way to realize agricultural modernization and the inevitable choice of world agricultural power.However,at present,Chinese agriculture still has a series of problems,such as insufficient innovation driving force,insufficient talent reserve,incongruous industrial structure and low level of opening up.How to provide new driving forces for high-quality agricultural development has become an urgent issue to be solved.With low efficiency and high threshold,traditional financial services have reached the bottleneck of supporting agriculture,rural areas and farmers,and relying on policy-based fiscal subsidies is not a long-term solution.At present,digital inclusive finance has become an important driving force to boost the high-quality development of agriculture with its advantages of low cost,wide coverage and convenient availability.This paper first details the connotation of digital inclusive finance and high-quality agricultural development,defines the core concepts,summarizes the related research theories of the two,and discusses the impact mechanism of digital inclusive finance on high-quality agricultural development from the five aspects of innovation,coordination,green,open and sharing.Secondly,summarize and analyze the current situation and problems of digital inclusive finance and high-quality development of agriculture in China.Then,we construct an evaluation index system for agricultural quality development in our provinces from the perspective of new development concepts,and measure the agricultural quality development in our provinces by using the entropy method.Finally,this paper selected the inter-provincial panel data from 2011 to 2020,used the fixed effect model to empirically analyze the overall impact of digital financial inclusion on high-quality agricultural development and the impact of innovation,coordination,green,opening and sharing,and put forward corresponding policy suggestions based on the empirical conclusions.The main research conclusions of this paper are as follows: Digital inclusive finance has a significant positive promoting effect on the high-quality development of agriculture,and this promoting effect still exists and is obvious under the robustness test.At the same time,digital inclusive finance will promote agricultural technology innovation,agricultural industrial structure coordination and rural consumption structure coordination,rural green ecological environment construction,agricultural market opening and agricultural development fruits sharing.Based on the above conclusions,the following policy recommendations are put forward for the impact of digital inclusive finance on the high-quality development of agriculture: continue to improve the digital inclusive finance mechanism,continue to strengthen the development of digital inclusive finance;To enhance the financial support of digital inclusive finance for technological innovation in agricultural development,and increase investment in education and dissemination of innovation results;lower the threshold for the availability of digital inclusive finance,and promote coordinated and diversified agricultural industries and integrated development of the primary,secondary and tertiary industries.Give full play to the financial support role of digital inclusive finance to increase the demand for green agricultural products and the supply of green production technologies;Strengthen our agricultural opening to competition,and drive the opening of domestic market with digital inclusive finance relying on information technology;Digital inclusive finance and fiscal expenditure complement each other,build an information sharing platform,and share agricultural production results. |
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