The Impact Of Agricultural Insurance Guarantee Level On Agricultural Production Efficiency And Regional Heterogeneity Analysis

Agriculture is the cornerstone of stabilizing the national economy,and stabilizing and increasing agricultural production is an important goal of implementing the strategy of rural revitalization.However,agricultural production and operation will face layers of risks,causing farmers to suffer huge losses and thus inhibiting the output efficiency of agricultural production.The continuous low efficiency of agricultural production will become the main reason for restricting agricultural income,increasing production,improving quality and efficiency.For this reason,agricultural insurance has emerged as the main agricultural risk management tool to enhance the ability of agriculture to resist risks and increase farmers’ income and efficiency.As a key factor to measure the risk prevention and loss compensation function of agricultural insurance,its agricultural insurance protection level can not only objectively provide farmers with a guaranteed income to make up for losses,but also subjectively change farmers’ production behavior.The interaction between the two aspects promotes the improvement of agricultural production efficiency,and then accelerates the process of agricultural modernization and scale operation,which has a significant positive effect on serving the “three rural issues” and consolidating the achievements of poverty alleviation.Therefore,it is necessary to study the influence relationship and mechanism of agricultural insurance guarantee level on agricultural production efficiency.In view of the above background,based on the theory of agricultural risk management,the theory of regional coordinated development,the definition of agricultural production efficiency and the law of agricultural regional differentiation,this paper constructs the influence path and theoretical framework of agricultural insurance guarantee level on agricultural production efficiency.Based on the panel data of 31 provinces and cities from2012 to 2020,Planting industry as the research object,the SFA stochastic frontier analysis method is used to define the agricultural production efficiency,and the fixed effect model is constructed to explore the impact of agricultural insurance guarantee level on agricultural production efficiency.On this basis,using the sub-regional hierarchical regression model and the threshold effect model to further study whether there is regional heterogeneity between the two characteristics and related factors,and put forward relevant policy recommendations based on the conclusions.The study found that:(1)Overall,the level of agricultural insurance protection has a significant role in promoting the growth of agricultural production efficiency;(2)Based on the perspective of regional heterogeneity,it is found that the level of agricultural insurance protection has the most obvious effect on the agricultural production efficiency in the northeast and eastern regions,followed by the central region and the western region.From the perspective of production functional areas,it can also be seen that the positive effect of the main grain producing areas is obvious,the effect of the production and marketing balance area is weak,and there will be a negative relationship between the two in the main grain selling areas;(3)From the results of the threshold effect,there is a “double threshold effect” on the impact of agricultural insurance guarantee level on agricultural production efficiency,which will have different effects under different farmers’ income levels.based on this,policy recommendations are proposed to improve the level of agricultural insurance protection and publicity,promote insurance product design and regional characteristic innovation,improve the financial system and farmers’ income increase channels,and improve the risk prevention model and insurance supervision mechanism.