| The degree of aging in China is increasing,the investment in pension resources is insufficient,the care problem of semi disabled people is becoming increasingly serious.On the one hand,with the decline of traditional family care function and the reduction of family size,the care of disabled elderly has caused great pressure on family members;on the other hand,the increase in the number of disabled people has brought resource containment to social medical institutions and pension system.In order to better address the issue of social aging and the care of disabled individuals,the 20th National Congress report explicitly proposes the establishment of a long-term care insurance system.The implementation of long-term care insurance system provides a new solution to the problem of care for the disabled,maintains the dignity of the disabled and improves the quality of their living standards.Analyzing the influencing factors of long-term nursing insurance demand and exploring the influencing factors that affect the development of long-term nursing insurance are conducive to the optimization and better promotion of the long-term nursing insurance system.This study is based on the exploration of the influencing factors of the demand of long-term care insurance system in Anhui Province,selects the relevant data of Anhui Province from 2017 to 2021,and adopts the methods of grey relational analysis and generalized grey relational analysis.The influencing factors of long-term care insurance demand in Anhui Province are divided into economic and non-economic parts.The empirical results show that among the economic factors,the per capita disposable income of urban residents,the consumer price index of urban residents and the one-year deposit interest rate of financial institutions have the most significant impact on the demand for long-term care insurance in Anhui Province.Among the non-economic factors,the number of professional health technicians per 10,000 population,the number of beds in medical institutions per 1000 population,the elderly dependency coefficient and the urbanization rate have a significant impact on the demand for long-term care insurance in Anhui Province.According to the present situation of economic development and implementation of long-term nursing insurance in Anhui Province and the results of empirical analysis,this paper puts forward some suggestions on the construction and optimization of long-term nursing insurance in Anhui Province: promoting the economic development of Anhui Province and improving the consumption ability of residents’ insurance.Adopt diversified nursing service payment methods,improve the nursing service system,improve the nursing service quality,and expand the coverage of long-term nursing insurance.Clarify the long-term care insurance payment responsibility of multiple subjects,improve the level of long-term care insurance benefits,achieve flexible payment,increase the publicity of insurance policies,and improve people’s awareness of long-term care insurance policies. |
