Research On Operational Risk Management Of C Commercial Bank From The Perspective Of Internal Control

Since the founding of People’s Republic of China 70 years ago,China’s economy has developed rapidly.In the process of economic and social development and service economic construction,financial reforms have also achieved historic results,especially the vitality and potential of the banking industry after the reform and opening up.The huge liberation is ushering in an era of great prosperity.However,there are also a series of risks.Among them,the problems caused by operational risk events are the most prominent.The operational risk events that have occurred have caused great economic losses to banks,and have caused academics and research institutions at home and abroad.The bank’s operational risk is highly valued.At present,the development of operational risk management in my country’s banking industry is at a relatively late stage,but with the joint efforts of commercial banks and regulatory agencies,corresponding improvements have been made,and internal control management ideas have been gradually integrated into risk management..However,due to factors such as the incomplete internal control mechanism,there is still a long way to go to rectify operational risk management issues.Improving the operational risk management capabilities of commercial banks helps to ensure the healthy and sustainable operation and stable development of the banking industry.In order to fully implement the operational risk management system,it is necessary to continuously strengthen the internal management of commercial banks and make the internal control system reasonable The in-depth implementation and implementation will give commercial banks more ability and courage to confront risks.It is of great significance to improve the comprehensive management capabilities of commercial banks.In view of the above background,this article systematically summarizes and summarizes the relevant theories by combing the relevant concepts and research status of internal control and operational risk at home and abroad.From the basic concepts,characteristics,classification methods and the closeness of the two,it is concluded that the goals of the two are basically the same,and the theoretical results of the two are inseparable.Based on this theory,through the collected data and information,I have a general understanding of the operational risk management of Bank C,and at the same time,I have also conducted a careful analysis of the operational risk problems that emerged in the daily operation and management of Bank C according to specific risk events.Starting from the relationship between internal control and operational risk management,according to the five elements of internal control,in response to the problems of Bank C,from optimizing the internal control environment,improving risk assessment,strengthening internal control activities,strengthening information and communication,and monitoring and evaluation The five aspects of the system put forward corresponding countermeasures in order to improve the operational risk management problems of Bank C in the process of operation and management,enhance Bank C’s ability to respond to risks,achieve the bank’s business objectives,and develop steadily.At the same time,it can give corresponding theoretical and practical significance to the establishment of the internal control system of operational risk in my country’s commercial banks.