Research On Deepening Rural Financial Reform In Hongze Huai’an

Accelerating rural financial reform and innovation and improving the level of financial services for agriculture,rural areas and farmers are important ways to comprehensively deepen agricultural and rural reform and accelerate the overall development of urban and rural areas.In order to respond to the agricultural and rural reform in Hongze District,Huai’an City,all relevant departments in the area innovated public service methods,financial institutions innovated financial products,and actively increased investment in agriculture related fields.However,from the current situation,there is still room for improvement.Based on this background,this thesis focuses on the problems in the deepening of rural financial reform in Hongze District,Huai’an City,and puts forward specific policy ideas according to relevant theories and data cases,with a view to providing reference for Hongze District Government to deepen rural financial reform.This thesis is divided into five parts.Taking the current situation of rural financial development in China as the starting point,and the current situation of rural financial reform in Hongze District,Huai’an City as the foothold,this thesis expounds the background of the topic,analyzes the significance of the study,clarifies the framework,and clarifies the research methods.The second part starts from the theory of market failure,the theory of government functions,and the theory of service-oriented government to provide ideas for the government to improve the efficiency of reform,and further summarizes the views of current domestic and foreign scholars on various policies of rural financial reform from four perspectives.The third part selects three typical cases in Hongze District in recent two years for detailed analysis,dissects sparrows,and expounds the existing policies and reform status of rural financial reform in Hongze District.The fourth part,through case analysis and reform status quo,comes to the conclusion that there are problems in the deepening of rural financial reform in Hongze District,respectively: the rural financial working mechanism is not sound;The development of rural financial institutions is not perfect;The rural financial credit environment must be optimized;The foundation for inclusive finance development is weak.The fifth part puts forward specific countermeasures and suggestions from five aspects: building a new rural financial system,promoting the innovation of rural financial products,improving the level of rural financial services,vigorously developing inclusive finance,and strengthening the rural financial regulatory environment.This thesis has a certain practical significance for improving the rural financial public service system in Hongze District and surrounding counties,cultivating a new rural financial ecological environment,and helping the financial supply side structural reform in Hongze District.