Research On The Coordinated Development Of Tobacco Planting Insurance And Flue-cured Tobacco Industry In Yunnan Province

The flue-cured tobacco industry is a traditional advantageous industry in Yunnan Province and occupies an important position in the economic system.Under the guidance of the rural revitalization strategy,it is particularly crucial to accelerate the high-quality development of the flue-cured tobacco industry.As the forefront of the flue-cured tobacco industry chain,tobacco leaf planting is the foundation for the development of the flue-cured tobacco industry.However,in this process,it is inevitable to be affected by natural disasters such as hail,facing the risk of reducing production,affecting the steady development of the industry.The intervention of tobacco planting insurance provides a guarantee for the development of the flue-cured tobacco industry.The development of the flue-cured tobacco industry has also brought new opportunities for tobacco planting insurance.It can be seen that it is of great significance to deeply analyze the relationship between tobacco planting insurance and flue-cured tobacco industry,and establish a long-term operation mechanism for coordinated development of the two on this basis,which is of great significance to form a systematic synergy between the two and promote rural revitalization.Based on industrial coupling theory,agricultural risk management theory,transaction cost theory and information asymmetry theory,this paper discusses the coupling and coordination mechanism between tobacco planting insurance and flue-cured tobacco industry.Taking County A as an example,this paper introduces the development status of flue-cured tobacco industry and tobacco planting insurance in County A,and finds that in the process of development,there are problems such as weak tobacco infrastructure,imperfect cooperative system,narrow profit margins for tobacco farmers,low level of tobacco planting insurance protection,and insufficient publicity.In this paper,the coupling and coordination relationship between tobacco planting insurance and flue-cured tobacco industry in County A is empirically analyzed.Firstly,the premium income of tobacco planting insurance,the average premium income of households,the depth of insurance and the loss ratio were selected as the evaluation indicators to measure the development level of tobacco insurance,and the flue-cured tobacco planting area,output and output value were selected as the evaluation indicators to measure the development level of the flue-cured tobacco industry,and a more scientific comprehensive evaluation system was constructed.On this basis,the relative development degree model and the coupling coordination degree model are introduced to measure the coordinated development degree of the two systems.The empirical analysis of coupling coordination shows that during the research period,that is,from 2015 to 2021,tobacco plantation insurance and flue-cured tobacco industry in County A have always been in a highly coupled stage,and the interaction between the two is very strong,and the interaction gradually tends to be benign.The two systems went through a low-coordination phase in 2015,a moderate coordination phase in 2016,a high-coordination phase from 2017 to 2019,and entered a phase-deep coordination phase for the first time in 2020.It proves that after a period of development,the tobacco planting insurance and flue-cured tobacco industry in County A have achieved a high level of coordinated development.In order to further improve the coordinated development level of tobacco planting insurance and flue-cured tobacco industry in Yunnan Province,this paper puts forward corresponding optimization suggestions,arguing that on the basis of the existing work,we should increase policy support,optimize the grade structure of tobacco leaves,promote standardized production of flue-cured tobacco,enhance insurance awareness,improve the compensation standard of tobacco planting insurance,improve the service level of insurance institutions,and innovate insurance business models,so as to promote the mutual promotion between the two systems to give full play.