Analysis On The Poverty Reduction Effect Of Digital Inclusive Finance In Inner Mongolia Autonomous

Digital inclusive finance is an important measure for implementing the overall strategy of rural revitalization.Inclusive finance plays an important role in promoting the overall development of rural socio-economic development.By leveraging the field of digital inclusive finance,the coverage,accessibility,and satisfaction of financial services in rural areas can be improved,continuously meeting the growing financial consumption needs of the people,especially for farmers,small and micro enterprises,low-income groups,disabled people,and the elderly,who can access reasonable,convenient,and safe financial services in the first place.The development of inclusive finance was officially proposed at the Third Plenary Session of the 18 th Central Committee.At the end of 2020,the Chinese government announced that the issue of absolute poverty had been historically resolved,achieving the United Nations’ 2030 poverty reduction goal of sustainable development 10 years ahead of schedule.In March 2021,the "Opinions on Effectively Linking the Achievements of Consolidating and Expanding Poverty Alleviation with Rural Revitalization" was issued,providing an important basis for continuing to promote the overall development of impoverished rural areas and the rapid strengthening of rural areas.We have found that financial efficiency in reducing relative poverty has played an important role in the overall poverty alleviation process,and will continue to play an important role in promoting the overall development and revitalization of impoverished rural areas.Inner Mongolia,as a remote region in China,has an unclear economic development speed and relatively low level of development.Its vast territory and low population density result in high financial service costs and high financial risks.At present,the majority of financial services in Inner Mongolia are provided by financial institutions,and the development of online financial services is relatively weak.In recent years,artificial intelligence,block chain,cloud computing,and big data have helped accelerate the overall development of digital inclusive finance.However,the degree of financial digitization in Inner Mongolia is not synchronized and is seen as a significant disadvantage in rural areas.Therefore,utilizing digital inclusive finance to promote economic development and rural revitalization in impoverished areas is worth considering.This article mainly studies the impact of digital inclusive finance on the economic development of Inner Mongolia region,and whether this impact will have a positive impact on the economic development and rural revitalization of relatively impoverished areas.To study the efficacy and effectiveness of digital inclusive finance in preventing poverty return in Inner Mongolia,this article conducts empirical analysis based on the OLS regression analysis method and relevant data statistics from 12 league cities and regions in Inner Mongolia from 2011 to 2020.The results show that digital inclusive finance has a significant effect on alleviating regional relative poverty and has played an important role in preventing anti poverty in impoverished areas.This article mainly consists of the following parts.The first chapter is an introduction,which explains the topic selection from the perspectives of background and significance,relevant research on literature overview both domestically and internationally,research content and methods,and ultimately identifies potential innovations and shortcomings.Chapter 2 introduces the relevant concepts of digital inclusive finance,including the concept of digital inclusive finance,the Peking University Digital Inclusive Finance Index and related indicator system,and the poverty reduction theory of inclusive finance.By organizing,lay the foundation for subsequent analysis.Two research hypotheses were proposed through theoretical analysis.The third chapter mainly discusses the development of digital inclusive finance in Inner Mongolia and the current situation of relative poverty in Inner Mongolia.And collect and organize relevant data on inclusive finance in Inner Mongolia,analyze it,and assess its development status and poverty situation.