A Case Study Of Anti-money Laundering Internal Control Of Insurance Company A

With the rapid economic and social development,the awareness of national insurance has continued to increase,bringing huge market growth potential to the insurance market.In recent years,thanks to the popularization of insurance concepts,the protection function of insurance has gradually been recognized and accepted by consumers.More and more people will actively and consciously purchase insurance to seek a reliable risk protection,and insurance is increasingly becoming a national An important part of financial consumption.However,it cannot be ignored that with the prosperity and development of the financial market,money laundering activities have become increasingly rampant,and insurance companies are often used as a means of money laundering activities.This article takes A insurance company as the research object,analyzes the current situation of the anti-money laundering internal control management of insurance companies,and explores the internal control optimization plan.This article starts with introducing the basic situation of insurance company A and the status quo of internal anti-money laundering control,and compares the five elements of internal control such as control environment,risk identification and assessment,control activities,information and communication,and internal supervision,to the internal control of insurance company A.Conduct in-depth analysis of specific control problems.Secondly,for insurance company A’s anti-money laundering internal control environment is not perfect,the money laundering risk assessment system is not sound,the anti-money laundering internal control activities are ineffective,the antimoney laundering internal control system is not functioning well,and the quality and efficiency of internal supervision is insufficient,targeted improvement plans are proposed one by one.Finally,obtain the classification results of insurance company A’s anti-money laundering in 2019 and 2020,and evaluate the improvement effect of insurance company A’s anti-money laundering internal control by comparing the improvement of the rating results.At present,the academic research progress of anti-money laundering internal control is far behind the practice,especially the discussion on the anti-money laundering internal control of insurance companies is even rarer.Judging from the current regulatory trend of anti-money laundering by supervisory units,there is still much room for strengthening the internal control of anti-money laundering in insurance companies in the future.Based on the specific business situation of insurance company A,this paper conducts an innovative research on the internal control of anti-money laundering in insurance companies.