Research On The Management Of Compensatory Asset Disposal Of Sichuan F Financing Guarantee Co.,Ltd

After 20 years of development,the financing guarantee industry has begun to take shape and become an important part of China’s socialist market economy.With the development of domestic small and medium-sized enterprises and "agriculture,rural areas and farmers" economy,financing guarantee institutions play an important intermediary role in increasing credit in the face of financing difficulties and expensive financing of small and medium-sized enterprises.Since 2014,with the impact of macroeconomic downturn,the domestic financing guarantee industry has been faced with a concentrated outbreak of compensatory risk,resulting in losses and even bankruptcy of some financing guarantee institutions that have been blindly expanding and inefficiently managed in the market.In this context,it is of practical significance for financing guarantee institutions to effectively and rapidly realize the disposal of compensatory assets,activate debt paying assets and solve the operating difficulties of financing guarantee institutions while continuing to develop new businesses.The purpose of this paper is to optimize the management mode of the compensatory assets of state-owned financing guarantee institutions.The research is mainly based on case analysis,combined with literature analysis and comparative analysis,in order to effectively solve the problems of confusion in the management of the compensatory assets of state-owned financing guarantee institutions,single collection and disposal mode,and low disposal efficiency.By selecting Sichuan F Financing Guarantee Co.,Ltd.as the research object,Sichuan F Financing Guarantee Co.,Ltd.formed a large number of compensation assets with large amount and regional dispersion between 2013 and 2017.After six years of settlement of compensation assets,it failed to achieve effective disposal.Firstly,this paper combs the situation of compensatory assets from multiple dimensions such as the time when the compensatory assets of Sichuan F Financing Guarantee Co.,Ltd.were generated,the industry,the nature of the enterprise involved,and the geographical distribution,and analyzes the current situation of the company’s disposal of compensatory assets;Secondly,through the specific analysis of four typical cases of the company,the typical problems of the company in the process of the disposal of compensatory assets are proposed.Under the guidance of the existing theory and practice of non-performing assets disposal of banks,asset management companies and financing guarantee institutions,and in combination with the status quo,disposal practice and difficulties of the compensatory assets of Sichuan F Financing Guarantee Co.,Ltd.,the classified disposal management plan of the compensatory assets of financing guarantee institutions is proposed,and set up safeguard measures for the classified disposal plan of compensatory assets.The research on the management of compensatory assets disposal of financing guarantee institutions in this paper effectively promotes the solution of the problem of compensatory assets disposal and the innovation of the way,and provides reference for the recovery of the stock compensatory losses of state-owned financing guarantee institutions and the improvement of the quality of asset management...