A Research On The Savings-based Old-age Security Of Migrant Workers In The Perspective Of Urban-rural Integration Development

At the current stage of rapid development of urban-rural integration in China,there is the problem of unbalanced development between urban and rural areas,which leads to the fact that migrant workers have to go through economic fluctuations and social transformation without being fully covered by social security,and therefore,there is a large financial gap in pension security for this group,which becomes an urgent social problem to be solved.This paper analyzes the current situation of China’s urban-rural integration development and migrant workers’ saving pension security by applying the theory of dual economic structure,the theory of regional division of labor,the theory of urban bias,the theory of welfare economy,and the theory of social security system,which is manifested in the unbalanced factor allocation caused by the household registration system and urban-rural dual economic structure,and the pressure of migrant workers’ saving pension security;and explores the problems and causes of migrant workers’ saving pension security.The main factors include the differences between urban and rural pension security and the old and new generations of migrant workers’ pension security;study the influencing factors of migrant workers’ savings pension security,such as social factors,market factors and migrant workers’family factors;and use multiple regression models to empirically analyze the data from the 2018 National Mobility Monitoring Data and the 2020 Migrant Workers Monitoring Survey Report.Finally,the following suggestions are made for the improvement of migrant workers’saving pension security capacity:firstly,to strengthen migrant workers’ education and training and skills development;secondly,to improve the efficiency of land transfer of migrant workers’ families;thirdly,to strengthen migrant workers’ housing and children’s education security.The main conclusions of this paper are as follows:first,in terms of the influence effect,health status and education level have a significant promoting effect on the savings old-age security of migrant workers,and age and the number of children have a significant inhibiting effect on the savings old-age security of migrant workers.Secondly,in terms of savings old-age security funds,female migrant workers are more than male migrant workers,migrant workers in married families are more than those who are not married,and migrant workers in the eastern coastal region are more than those in the central and western regions.Third,in terms of the degree of protection,the savings-based old-age security of migrant workers has an important impact on migrant workers’ old-age,and together with social security,it complements the gradually weakening family old-age model.