Research On The Construction And Application Of Systematic Financial Risk Audit Evaluation Index System Of Banks In The A-share Market

In recent years,preventing financial risks has always been the focus of China’s financial work.The report of the 19th National Congress clearly put forward that "improve the financial supervision system and hold the bottom line of no systemic financial risk".At the same time,the regulatory authorities also focused on standardizing the order of the financial market,including banks,insurance,securities and other licensed financial institutions,indicating the regulatory authorities’ strict attitude towards risk prevention.At present,China’s financial sector is still in a period of high risk prone.The problem of structural imbalance is prominent,and potential risks and hidden dangers are accumulating.Therefore,it is necessary to conduct a new dimensional analysis of China’s systematic financial risk audit based on the national conditions,accurately grasp the characteristics and laws of the development of China’s financial market,establish a systematic risk audit evaluation index system of commercial banks,closely monitor and accurately predict,and firmly hold the bottom line of no systematic financial risk.This paper focuses on the evaluation index system of systematic financial risk audit in banking industry.Firstly,this paper opens the thinking of the article with the research background and significance;Secondly,starting from the basic situation of banks and government audit,understand the situation of commercial banks.Through data statistics and analysis,we know that there are some problems in China’s banking systemic risk audit,such as insufficient attention to systemic financial risk.Secondly,taking the two basic aspects of bank internal vulnerability and bank external impact as the main level context,build a reasonable banking systematic risk audit evaluation index system;Then,taking 16 A-share banks as the research object,this paper analyzes the evaluation index system,and puts the sorted data in spss26,the audit results of commercial banks from 2008 to 2020 are obtained,and the fluctuation of systemic risk level of A-share banks in each year is observed and analyzed.It is found that the banking systemic financial risk audit index system constructed in this paper is consistent;Finally,according to the policy and theoretical basis,this paper summarizes and analyzes the above cases,and puts forward effective improvement ideas and safeguard measures for the banking systematic risk audit index system.