Research On The Problems And Countermeasures In The Investment And Operation Supervision Of China’s Basic Endowment Insurance Fund

China has undergone dramatic changes in terms of population structure amid the progress of population aging.In that case,the sustainable development of pension insurance fund now becomes a topic of great concerns and significance.The top priority should be given to strengthening the last line of defense and the level of assurance of the basic pension insurance fund,the first pillar supporting the endowment insurance system.To enable our elders to live in dignity,preserve and increase the value of the fund,and enhance the payment capacity of the basic pension insurance fund,China has taken integrated actions to run the basic pension insurance fundand harvested remarkable achievements.It is of great significance perfecting the supervision over the pension fund investment and safeguarding the corresponding operations,since the fund can be overwhelmed by excessive investment risks.Given the premium on the preservation and appreciation of pension fund put by the state and the necessity to initiate investment operation considering the objective facts of the disequilibrium of fund revenue and expenditure,major changes to the population structure,and implicit debts formed by the increasingly intensified contradiction of empty accounts,the "Research on the Problems and Countermeasures in the Investment and Operation Supervision of China’s Basic Endowment Insurance Fund" is selected.Such a research is in favor of speeding up the construction of the theoretical system,enriching the risk prevention and control methods,and stabilizing the investment income ratio of China’s basic pension insurance fund.Therefore,the author attempts to contribute to the corresponding improvement and the settlement of current regulatory dilemma through systematically dissecting the status quo,deficiencies and causes of China’s pension fund investment and operation supervision,and learning from foreign experience.