Research On Accounts Receivable Financing Of Company A Under Supply Chain Finance

Supply Chain Finance is a highly integrated financing model,which is composed of all trading and contacts between the supply chain,upstream and downstream enterprises and banks and other financial institutions,to form all kinds of enterprises on the entire industry chain.An organic overall to jointly cope with the possible industrial risks.In recent years,the technology-based SMEs have shown a continuous development speed,but due to the restrictions on the characteristics of small and medium-sized enterprises,it has encountered many difficult problems in the development process,and the financing difficult problem is more prominent.In order to promote further development of small and medium-sized businesses,it is necessary to find ways to solve the problems faced by their development.Accounts payable is a new type of financing model,which is a financing method that is generated by the current development status of the times,and is also a product in the context of supply chain,and has become increasingly mature in my country in recent years.Company A is A technology-oriented company at the lower end of the supply chain.Its users are mainly governments,public institutions,large state-owned enterprises and listed enterprises.At present,the company is in an important research and development period for new products and technologies.Meanwhile,it is also actively expanding its market share and has a large demand for human,financial and other resources.The company implements a relatively loose credit policy for customers,forming a large number of receivables,and the long collection cycle makes the company fall into a fragile situation of capital chain.This paper aims to make A more detailed accounts receivable financing plan by interpreting the financing status and problems of enterprise A through accounts receivable and the huge user group,aiming to improve the efficiency of accounts receivable management and alleviate the current financing problems of enterprises.The financing plan for enterprise A in this study can also provide partial reference for similar problems of peer companies.