Application Research Based On Intelligent Supply Chain Financial Platform

Under the new situation,China proposes to build a new pattern of "double cycle" as a new development strategy,focusing on the domestic economic cycle,and the domestic and international double cycles promote each other.Supply chain economy is the key to realize "double circulation",and supply chain finance is the key to ensure its sustainable development.Under the background of the continuous favorable policies of China’s supply chain finance and the impact of the COVID-19,the integration of supply chain finance and the real industry has become increasingly close.At the same time,the continuous innovation of financial technology has also injected a continuous new impetus into the innovation of the financial industry and the economic take-off again.China actively promotes the reform of "getting rid of falsehood to reality and introducing falsehood into reality" and financial supply side,promotes the development of accounts receivable financing,and further reduces the financing pressure of small and medium-sized enterprises.Based on the existing scientific research achievements in supply chain finance and financial technology,this paper studies the application of intelligent supply chain finance platform to enterprises in the supply chain.Firstly,it compares and analyzes the four stages and development characteristics of supply chain finance,and summarizes the six traditional development difficulties.simultaneously,supply chain finance and P2 P online loan platform play an important role in helping the financing in China.This paper further compares and analyzes supply chain finance by adding a new perspective.Next,it makes a theoretical analysis on the application basis and value of various financial technologies applied in the financial stage of intelligent supply chain.At the same time,with the help of financial one account company,this paper makes a case analysis on the impact of its applied financial technology on supply chain finance,analyzes the characteristics and financing difficulties of various industries,taking automobile industry,agriculture and construction industry as examples,and provides scenario services for different supply chain financial businesses with the help of technology.Finally,this paper puts forward relevant suggestions to better assist the financing of small and medium-sized enterprises.Enterprises in the supply chain should not only improve the supporting infrastructure of supply chain finance and increase the investment of science and technology funds,but also enhance the stickiness of corporate customers,strengthen the interconnection of multiple chains,and intelligently improve the service efficiency of supply chain finance;At the same time,the regulatory authorities should also create a good environment for the development of supply chain finance.They should not only standardize the development of supply chain finance business and improve the regulatory ability,but also give full play to the guiding role of policies.This paper provides theoretical support and reference for how to develop intelligent supply chain finance and its platform and how to help the financing of small and medium-sized enterprises.