Research On Accounts Receivable Financing Model Of T Financial Assets Exchange

Credit sale is the mainstream transaction mode in the market economy,resulting in a large number of accounts receivable,which accounts for a large proportion of the sales revenue.The long-term idleness of accounts receivable has seriously hindered economic development,especially the development of small and medium-sized enterprises.Using accounts receivable financing to revitalize the stock of accounts receivable and increase the coverage of financing services has become the key work for the development of small and medium-sized enterprises.This paper focuses on T Financial Assets Exchange.As a part of China’s multi-layer capital market,financial assets exchange provides a new platform for accounts receivable financing of enterprises,especially small and medium-sized enterprises.Starting from the main models of accounts receivable,this paper analyzes the accounts receivable model of T Financial Assets Exchange,and finds the problems and risks of the model.By learning from the mainstream model of the financial market and combined with the background conditions of T Financial Assets Exchange,this paper puts forward the innovation model to solve the risk problems of the existing model,summarizes the advantages of the innovation model through comparative analysis,improves effective safeguard measures,and promotes the smooth progress of the innovation model.The optional modes include accounts receivable asset pool financing,reverse factoring financing and Internet platform mode.Through these modes,T Financial Assets Exchange will improve and upgrade its original accounts receivable financing mode,in order to participate in accounts receivable financing services more deeply and expand the scope of services,so as to enhance the popularity of the platform,reduce service costs and better contribute to the development of accounts receivable financing of small and medium-sized enterprises.