Study On Account Receivable’s Financing Innovation At Zhujiang New Town Branch

In our country, the small and medium-sized enterprises(SME) are the foundation ofmicroeconomic.They have become in the socialist market economy the importantconstituent,and promote a social productive forces development important strength.Based on this fact,they also become the most important customer to commercial banks.However,an important question is that the SME’S development are facing manydifficulties,one of in which most major difficulties is finances difficultly.So,the article,according to the the present situation of our country SEMfinancing,discovers the SME financing serious and analyzes its reason.Then, we present aseries of supports that the Industrial Bank of Guangzhou Zhujiang New Town Branch offer toSME. And we also analyse the process of Account Receivable’s Financing innovation in ourbranch.Finally，in order to spread the merits and improve the financing environment for SME allover our country,the article investigates a case of Account Receivable’s innovation developedby the Industrial Bank of Guangzhou Zhujiang New Town Branch,and affirms the feasibilityof the new mode developed.