| To deepen the supply-side structural reform of the financial sector and comprehensively improve the ability of financial services to serve the real economy is an important requirement put forward by General Secretary Xi Jinping for financial work under the new situation.The outbreak impact private enterprises,financing difficulties of small and medium-sized enterprises,state-owned enterprises group to enhance internal fund use efficiency to speed up the pace of financial company established,the financial company’s future profit growth bottlenecks and Shanghai clearinghouse paper supply chain platform online such as background,the financial industry chain financial business as a new financing way is developing rapidly.On the basis of combing domestic and foreign research literature from the perspectives of financial company functions,industrial chain financial business,business risk control and business development difficulties,this paper strictly defines research concepts such as financial company industry chain financial business of financial companies,and selects X central Enterprise Group financial company with a high industry status and relatively complete business as an example.In the way of case study,the financial business model of the industry chain of financial companies is analyzed to show the achievements of its system construction and the problems faced and the direction of future development.On this basis,the feasible model of developing the industry chain financial business is summarized for later enterprises.In the research process,we analyze the business motivation of X Financial Company.Charts and data were used to show the mode and status of the development of bills discount,accounts receivable factoring,buyer’s credit,financial leasing and other businesses.The existing business problems were presented from the perspectives of competition,difficulties in business promotion and potential risks of commercial banks.And introduce X financial company’s ongoing business frontier innovation.On the basis of case analysis,this paper puts forward a feasible development mode for financial companies to develop financial business in the industrial chain,and puts forward business suggestions and risk tips.It will provide theoretical support and experience reference for financial companies at different levels to get involved in industrial chain financial business in the future,and provide theoretical contributions to alleviate the financing difficulties of smes and further deepen the strength of financial resources to serve the real economy. |
