Research On The Impact Of Digital Inclusive Finance On Employment Structure

Employment is the foundation of people’s livelihood,the foundation of development and the source of wealth creation.To build a new development pattern of "double circulation",we must lay a solid foundation for stabilizing employment.At present,China’s reform has been deepened and the economic and financial points have also been turned to an important turning point.Employment conflicts still exist.Unexpected COVID-19 has caused certain impacts on various industries in China.The measures such as postponed resumption and so on have brought some pressure to employment,and it is imminent to ease the pressure of employment.The era of digital finance comes with the deepening of financial development.The combination of information technology and finance can help traditional finance realize transformation.In order to give better play to the inclusive advantages of Inclusive Finance,gradually infiltrate the digital technology of traditional finance,so that more groups can enjoy financial services,so as to realize the leapfrog development of digital Inclusive Finance,which has gradually become a new trend of financial development.It not only helps economic growth,but also creates many new jobs and finds a way to solve the employment dilemma.Therefore,the research on digital Inclusive Finance and employment structure in this paper shows a certain significance,which adds impetus to better achieve the goal of stable employment policy.Firstly,This paper combs the relevant literature on the factors affecting the employment structure and finds that financial development has an important impact in the process of upgrading the employment structure.In order to further analyze the mechanism of financial development and digital Inclusive Finance on employment structure,this paper combs the relevant research at home and abroad,This paper analyzes the impact mechanism of digital Inclusive Finance on employment structure.After dividing the employment structure according to industry,urban and rural areas,gender and region,it is found that: Digital Inclusive Finance improves the industrial structure by guiding the industry to carry out digital transformation;Digital inclusive finance promotes the development of rural e-commerce and adds impetus to the entrepreneurship of residents in rural areas,so as to adjust the urban-rural structure;The emergence of the new platform has expanded women’s employment opportunities and optimized the gender structure;Digital Inclusive Finance has also accelerated the development of digital technologies such as big data,effectively alleviated Financial Exclusion and promoted a more balanced regional structure.Secondly,based on the relevant data of 16 prefecture level cities in Anhui Province from 2011 to 2020,this paper establishes a panel model to empirically analyze the impact of digital Inclusive Finance on the total employment and employment structure in Anhui Province,And the geographical division of Anhui Province is carried out to explore the regional heterogeneity of digital Inclusive Finance on the total employment and structure in the north,middle and south of Anhui Province.Based on theory and demonstration,the conclusions of this paper are as follows: first,Anhui Digital inclusive finance can significantly promote the total employment;Second,the impact of digital Inclusive Finance on the employment structure of Anhui Province is reflected in the significant promotion of employment in the tertiary industry and the inhibition of employment in the primary and secondary industries;Significantly promote the rural entrepreneurship rate in Anhui Province;Significantly promote the employment rate of women in Anhui Province;Third,the impact of digital Inclusive Finance on the total employment and employment structure of Anhui Province has regional heterogeneity,and the positive impact of digital Inclusive Finance on the tertiary industry employment in central and southern Anhui is more significant;It has a more obvious effect on the promotion of rural entrepreneurship rate and female employment rate in northern and central Anhui.Finally,refer to the conclusion of this paper,four suggestions are given: first,improve the quality of digital industrialization and solve the short board problem restricting the development of digital Inclusive Finance;Second,improve the digital construction in rural areas and improve women’s employment skills;Third,expand the scope of government public employment services to alleviate natural unemployment;Fourth,Improve the education level of all residents and strengthen the training of professionals in digital Inclusive Finance.