Research On Risk Control And Strategy Of Supply Chain Financial Business Of Hanhua Financial Holding Company

Supply chain finance business is a relatively new financing system.Compared with the credit business of small and medium-sized enterprises of traditional commercial banks,supply chain finance business integrates the information flow and business flow information in the supply chain,and enables small and medium-sized enterprises in the whole supply chain to obtain the resources needed for operation and development through the full intervention of commercial banks,logistics enterprises or financial companies,It can also provide help for the full integration of resources in the whole supply chain,the rational operation of information flow and the effective control of comprehensive costs.The continuous progress and development of supply chain financial business is more important.In recent years,Hanhua financial holding company has integrated business resources,committed to providing "one-stop" supply chain financial business solutions for enterprises in various industries,strengthened strategic cooperation with commercial banks and logistics enterprises,and actively innovated supply chain financial business based on its customer cooperation background in coal and steel industry,It meets the strategic requirements of Hanhua financial holding company to comprehensively develop the market of small and medium-sized enterprises.After the outbreak of novel coronavirus pneumonia in 2020,the debt repayment ability of SMEs has been significantly fluctuated.The rate of supply chain finance business has been increasing rapidly.As an important strategic financial business of Hanhua financial holding company,Hanhua financial holding company has strengthened the risk management of supply chain financial business,improved the risk management measures and improved the investment level of risk management resources.However,there are still problems in the risk management of supply chain financial business of Hanhua financial holding company,which needs to be rectified and improved through scientific ways.Based on the analysis of the current situation of supply chain financial business risk control of Hanhua financial holding company,the problems and reasons of supply chain financial business risk control,this paper puts forward the optimization strategy and safeguard measures of supply chain financial business risk control,in order to improve the risk control level of supply chain financial business of Hanhua financial holding company.The first part is the introduction.This paper introduces the background and significance of supply chain financial business risk control,the research content and methods of this paper,and defines the research theme of this paper.The second part is the theoretical basis and literature review.This paper introduces the specific theory of supply chain financial business risk management,summarizes the research results of academic circles on supply chain financial business risk management,and provides theoretical support for the research.The third part is the current situation of risk management.By summarizing the current situation of risk control of supply chain financial business of Hanhua financial holding company,it is found that Hanhua financial holding company has comprehensively improved its attention to the risk control of supply chain financial business,and the risk control system is becoming more and more perfect,which has made a significant contribution to the development of supply chain financial business of Hanhua financial holding company.The fourth part is the problem of risk management.Combined with the interview and research results,this paper analyzes the problems existing in the risk control of Hanhua financial holding company’s supply chain financial business,and finds that there are still many deficiencies in the risk control of Hanhua financial holding company’s supply chain financial business,which restricts the continuous progress and development of the company’s supply chain financial business and needs to be improved in time.The fifth part is the optimization strategy of risk control.Based on COSO risk management framework and based on the risk control principles and objectives of supply chain financial business,this paper puts forward the optimization strategy of supply chain financial business risk management of Hanhua financial holding company from multiple angles,in order to improve the risk control level of supply chain financial business and control the phenomenon of information asymmetry,Further improve the risk control level of supply chain financial business.The sixth part is the safeguard measures.In order to ensure the risk control effect of Hanhua financial holding company’s supply chain financial business,it puts forward the safeguard measures of supply chain financial business risk control from the perspective of information technology and human resources.Finally,the research results of this paper are summarized.This paper comprehensively summarizes the risk management problems of Hanhua financial holding company’s supply chain financial business,analyzes the reasons,and puts forward the risk management strategy of supply chain financial business,so as to reasonably allocate the risk management resources of Hanhua financial holding company’s supply chain financial business,improve the risk management level,and improve the risk management system of supply chain financial business,Guide the development of supply chain financial business of Hanhua financial holding company.The development of supply chain financial business of different types of financial institutions is different,and there will be differences in risk management.Combined with the risk control measures of supply chain financial business proposed by Hanhua financial holding company,this paper can also provide experience and reference for the risk management of supply chain financial business of other financial institutions,Create a good risk control environment for supply chain financial business,which also reflects the value of this paper.