Research On Risk Management Of Agricultural Insurance Business Of A Property Insurance Company S Province Branch

To explore and analyze the risk factors for restricting development of agricultural insurance business,improve agricultural insurance business combined ratio index,is in the process of enterprise risk management and the agricultural insurance operations involve the relevant theory briefly,at home and abroad on the theory research of the agricultural insurance sense,by A property insurance S province branch and the agricultural insurance The operation of insurance business is introduced,and the particularity of agricultural insurance business is highlighted by comparative analysis.Secondly,based on the expert investigation method and case analysis method,to A property insurance company S province branch of the agriculture insurance business risk points exist in the analysis,combined with the specific case of related risk point to discuss the summary,summarized A property insurance company S province branch of the agriculture insurance business operation in the process of facing the six main risk factors,in the order:catastrophe risk,policy risk,operating wind Risk,product risk,economic environmental risk and moral hazard.Finally,through quantitative analysis and information research method,the thesis evaluates and analyzes A series of hidden dangers existing in the development process of agricultural insurance business of S Branch of A property insurance company,and puts forward corresponding solutions and policies and strategies.It is hoped that this thesis can analyze A series of risk factors hidden in agricultural insurance activities from the perspective of insurance institutions by taking the risk management problems of agricultural insurance business of A property insurance company S Provincial Branch as the starting point,so as to obtain A more comprehensive and systematic cognition and understanding of agricultural insurance risk management problems.By enhancing the risk prevention and control measures of financial institutions for agricultural insurance business,maintaining the stability of agricultural insurance market,and further enhancing the effect of national assistance to agriculture,rural areas and farmers.