A Study On Folk Lending In Pastoral Areas From The Peipective Of Ethnology

This paper mainly studies the problems of the pastoral area folk lending,by participating in observation and semi-structured interview method,emphatically discusses behind the borrowing,human communication logic and the herdsmen lending relationship under the influence of the market,and with reference to the pattern of difference sequence,human face theory and the habits of the Chinese model theory,the thinking of pastoral area folk loan relationships for the effects.The first chapter introduces the special geographical conditions,history and culture,population and economy of Bayanhonggor Gacha.Through the basic situation of Bayanhonggor Gacha,we know that there are special social relations between herdsmen.Chapter two: Since the reform and opening up,the evolution of social relations and the evolution of lending relations in Bayanhonggor Gacha have been sorted out.The herdsmen of The Gacha in the early stage of reform and opening up attach great importance to the harmony between people.Lending in kind has made up the lack of labor and tools,improved work efficiency and further strengthened the relationship between herdsmen.The way of borrowing and lending by the past mutual aid type of material lending and borrowing gradually has turned to money lending and borrowing.The third chapter takes the main body of the sound it all er Gacha-nomads as a research object,proceed the borrowing the narrative and analyze the types and the causes of private lending.In the third chapter,based on the theory of human,it examines herdsmen lending process as a research perspective,and probes into the economic,political and pastoral area culture of the deep relationship between local herdsmen’s borrowing requirements.The fourth chapter of the content of the continuation of the previous chapter further explores herdsmen in channel selection and logic of choice in the process of borrowing on the basis of Mr Fei Xiaotong’s theory of pattern of difference sequence,human relationship in our country present from preface-structure and relative to the stranger,the Gacha folk lending also showed a pattern of difference sequence.For example,the borrowing relationship generally exists in kinship relationship,geographical relationship,the relationship within Gacha and the unfamiliar relationship.However,the differences in the pattern of lenders and lenders also make the inherent logic of herdsmen’s borrowing still different.This chapter will focus on the introduction of these different lenders and the process logic of folk borrowing and analysis of the causes.Chapter 5 will attempt to explain the monetary interest,gift interest and human interest in pastoral loan repayment.As the last and important link in loan behaviors,most scholars have conducted a lot of research on it.This chapter will focus on explaining the interest in the form of money,gifts and favors in loan repayment,analyze its process and how it affects the interaction between people.The herdsmen in pastoral areas have produced a new one.After the conclusions and suggestions part and the result analysis,it is believed that the private lending and formal financial lending coexist in the lending behaviors of pastoral areas,forming tension and jointly constructing the lending pattern of pastoral areas.The loan relationship of herdsmen in pastoral areas has also changed,and form the loan relationship of mutual assistance and interest.After arriving at the basic conclusion,the author provides some policy suggestions base on the conclusion.